Section 1798.97.4.

Cal. Civil Code - CIV § 1798.97.4.
in effect
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(a) This title does not apply to secured debts. (b) This title does not require a court to order a claimant to refund any moneys already paid on a debt that is determined to be coerced. (c) This title does not diminish the rights of a claimant to recover payment for a coerced debt from the person or persons who coerced a debtor into incurring that debt. (d) This title does not reduce or eliminate any other rights or defenses available to a debtor or claimant pursuant to any other law.
Source: CA Legislative Counsel Bulk DataURL: https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zipFetched: 6/27/2026

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