Reporting patient medical debt by creditor, collector, consumer reporting agency, prohibited.

N.J. Stat. § 56:11-58
in effect
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3. a. A medical creditor or medical debt collector shall not report a patient's medical debt to any consumer reporting agency for health care services performed on and after the effective date of P.L.2024, c.48 (C.56:11-56 et seq.). b. A consumer reporting agency shall not make any consumer report containing a patient's paid medical debt or a medical debt of less than $500 regardless of the date it was incurred. L.2024, c.48, s.3.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://www.njleg.state.nj.us/legislative-activity/statutesFetched: 10/17/2026

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N.J. Stat. § 56:11-58 — Reporting patient medical debt by creditor, collector, consumer reporting agency, prohibited | New Jersey Statutes (Aug. 2026 snapshot) | Corpus