PRACTICES RELATING TO CLAIMS REPORTING

Tex. INS Code ch. 563

in effect

Tex. INS Code § 563.001. DEFINITIONS.

In this chapter: (1) "Claims database" means a database used by insurers to share, among insurers, insureds' claims histories or damage reports concerning covered properties. (2) "Insurer," "personal automobile insurance," and "residential property insurance" have the meanings assigned by Section 2254.001 . Added by Acts 2011, 82nd Leg., R.S., Ch. 1147 (H.B. 1951 ), Sec. 13.001, eff. September 1, 2011.

Tex. INS Code § 563.002. REPORTING TO CLAIMS DATABASE.

An insurer or an insurer's agent may not report to a claims database information regarding an inquiry by an insured regarding coverage provided under a personal automobile insurance policy or a residential property insurance policy unless and until the insured files a claim under the policy. Added by Acts 2011, 82nd Leg., R.S., Ch. 1147 (H.B. 1951 ), Sec. 13.001, eff. September 1, 2011.

Source: TX Statutes (Official Site)URL: https://statutes.capitol.texas.gov/Fetched: 6/29/2026