Application and construction of chapter.
Miss. Code Ann. § 83-54-3
in effectThis chapter applies to an insurer or producer transacting creditor-placed insurance as defined in this chapter. All creditor-placed insurance written in connection with credit transactions for personal, family or household purposes is subject to the provisions of this chapter, except: Transactions involving extensions of credit primarily for business or commercial purposes; Insurance on collateralized real property; provided, however, that creditor-placed insurance written for mobile homes or manufactured housing shall be subject to the provisions of this chapter; Insurance offered by the creditor and elected by the debtor at the debtor’s option; Insurance for which no specific charge is made to the debtor or the debtor’s account; or Blanket insurance, whether paid for by the debtor or the creditor. Nothing in this chapter shall be construed to create or imply a private cause of action for violation of this chapter, and the commissioner shall have authority to bring administrative or judicial proceedings to enforce this chapter.
Source: Public.Resource.Org MS CodeURL: https://unicourt.github.io/cic-code-ms/transforms/ms/ocms/r78/gov.ms.code.title.83.htmlFetched: 6/10/2026