Law governing open-end credit contract or plan by bank or savings institution

Va. Code Ann. § 6.2-434
in effect
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An open-end credit plan, as defined in § 6.2-300 , between a bank or savings institution and an obligor, or any plan which permits an obligor to avail himself of the credit so established, shall be governed solely by federal law, and by the laws of the Commonwealth, unless otherwise expressly agreed in writing by the parties. 1987, cc. 622, 639, 714, § 6.1-330.63; 1992, Sp. Sess., c. 4; 1997, c. 112 ; 2005, c. 670 ; 2010, c. 794 .
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://law.lis.virginia.gov/vacode/6.2-434/Fetched: 10/17/2026

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