Md. Code, Insurance § 18-105
Md. Code, Insurance § 18-105
in effectBefore issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain:
(1) a report of a physical examination;
(2) an assessment of functional capacity; or
(3) copies of medical records.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=18-105&enactments=falseFetched: 10/17/2026