Security freeze not applicable to certain consumer reporting agencies

N.D. Cent. Code § 51-33-10
in effect
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51-33-10. Security freeze not applicable to certain consumer reporting agencies A consumer reporting agency is not required to place a security freeze in a consumer credit file under this chapter if it acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple consumer reporting agencies and does not maintain a permanent database of credit information from which new consumer reports are produced. However, a consumer reporting agency must honor any security freeze placed on a consumer credit file by another consumer reporting agency.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://ndlegis.gov/cencode/t51c33.pdf#nameddest=51-33-10Fetched: 10/16/2026

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