Penalties

Wis. Stat. § 138.057
in effect
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Any lender who intentionally violates s. 138.053, 138.055 or 138.056 is liable to the borrower for all excess interest collected, plus interest thereon at the rate of 5 percent per year. In addition, the borrower may recover actual damages, including incidental and consequential damages, sustained by reason of the violation.
Source: WI Statutes (Official Site)URL: https://docs.legis.wisconsin.gov/document/statutes/138.057Fetched: 10/7/2026