Applicability.
Nev. Rev. Stat. § 686B.030
in effect1. Except as otherwise provided in subsection 2 and NRS 686B.125 , the provisions of NRS 686B.010 to 686B.1799 , inclusive, apply to all kinds and lines of direct insurance written on risks or operations in this State by any insurer authorized to do business in this State, except:
(a) Ocean marine insurance;
(b) Contracts issued by fraternal benefit societies;
(c) Life insurance and credit life insurance;
(d) Variable and fixed annuities;
(e) Credit accident and health insurance;
(f) Property insurance for business and commercial risks;
(g) Casualty insurance for business and commercial risks other than insurance covering the liability of a practitioner licensed pursuant to chapters 630 to 640 , inclusive, of NRS or who holds a license or limited license issued pursuant to chapter 653 of NRS;
(h) Surety insurance;
(i) Health insurance offered through a group health plan maintained by a large employer; and
(j) Credit involuntary unemployment insurance.
2. The exclusions set forth in paragraphs (f) and (g) of subsection 1 extend only to issues related to the determination or approval of premium rates.
Source: NV Statutes (Official Site)URL: https://www.leg.state.nv.us/nrs/NRS-686B.htmlFetched: 10/4/2026