Section 1785.27.
Cal. Civil Code - CIV § 1785.27.
in effect(a)
A person shall not furnish information regarding a medical debt to a consumer credit reporting agency.
(b)
A medical debt is void and unenforceable if a person knowingly violates this section by furnishing information regarding the medical debt to a consumer credit reporting agency.
(c)
(1)
On or after July 1, 2025, it is unlawful to enter into a written contract creating a medical debt that does not include the following term:
“A holder of this medical debt contract is prohibited by Section 1785.27 of the Civil Code from furnishing any information related to this debt to a consumer credit reporting agency. In addition to any other
penalties allowed by law, if a person knowingly violates that section by furnishing information regarding this debt to a consumer credit reporting agency, the debt shall be void and unenforceable.”
(2)
A written contract entered into on or after July 1, 2025, that does not include the term described in paragraph (1) is void and unenforceable.
(d)
A violation of this section by a person holding a license or permit issued by the state shall be deemed to be a violation of the law governing that license or permit.
Source: CA Legislative Counsel Bulk DataURL: https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zipFetched: 6/27/2026