"Creditor"
Ind. Code § 37-2-2-15
in effectSec. 15. "Creditor" means a person:
(1) who regularly engages in the extension of consumer credit that is subject to a credit service charge or loan finance charge, as applicable, or is payable by written agreement in more than four (4) installments (not including a down payment); and
(2) to whom the obligation is initially payable, either on the face of the note or contract, or by agreement when there is not a note or contract.
[Pre-2026 Revision Citation: 24-4.5-1-301.5(11).]
As added by P.L.115-2026, SEC.97.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://iga.in.gov/laws/2026/ic/titles/37Fetched: 10/17/2026