Clause limiting or invalidating policies if property is encumbered is void.
S.C. Code Ann. § 38-75-50
in effectAny clause in any policy of insurance purporting or undertaking to limit or invalidate the force of the policy in case of encumbrance by real estate mortgage of the property insured by the policy is void.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://www.scstatehouse.gov/code/t38c075.phpFetched: 10/17/2026
