Failure to provide insurance: Administrative fines; requirements for filing and maintaining with Department certificate of financial responsibility; suspension of drivers license of registered owner.
Nev. Rev. Stat. § 482.557
in effect1. Except as otherwise provided in subsection 6 of NRS 485.317 , if a registered owner failed to have insurance on the date specified by the Department pursuant to NRS 485.317 :
(a) For a first offense, the registered owner shall pay to the Department a registration reinstatement fee of $250, and if the period during which insurance coverage lapsed was:
(1) At least 31 days but not more than 90 days, pay to the Department a fine of $250.
(2) At least 91 days but not more than 180 days:
(I) Pay to the Department a fine of $500; and
(II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.
(3) More than 180 days:
(I) Pay to the Department a fine of $1,000; and
(II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.
(b) For a second offense, the registered owner shall pay to the Department a registration reinstatement fee of $500, and if the period during which insurance coverage lapsed was:
(1) At least 31 days but not more than 90 days, pay to the Department a fine of $500.
(2) At least 91 days but not more than 180 days:
(I) Pay to the Department a fine of $500; and
(II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.
(3) More than 180 days:
(I) Pay to the Department a fine of $1,000; and
(II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.
(c) For a third or subsequent offense:
(1) The drivers license of the registered owner must be suspended for a period to be determined by regulation of the Department but not less than 30 days;
(2) The registered owner shall file and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated; and
(3) The registered owner shall pay to the Department a registration reinstatement fee of $750, and if the period during which insurance coverage lapsed was:
(I) At least 31 days but not more than 90 days, pay to the Department a fine of $500.
(II) At least 91 days but not more than 180 days, pay to the Department a fine of $750.
(III) More than 180 days, pay to the Department a fine of $1,000.
2. As used in this section, certificate of financial responsibility has the meaning ascribed to it in NRS 485.028 .
Source: NV Statutes (Official Site)URL: https://www.leg.state.nv.us/nrs/NRS-482.htmlFetched: 10/4/2026