Licensure required for issuance of policies - inapplicability to mass ...
Mo. Rev. Stat. § 379.1821
in effect379.1821. Licensure required for issuance of policies — inapplicability to mass marketing and certain policies — rulemaking authority. — 1. No master policy or certificate of insurance shall be issued or delivered in this state unless issued or delivered by an insurer which is duly licensed in this state to write the lines of insurance covered by the master policy or is an eligible nonadmitted insurer pursuant to section 384.021 .
2. The provisions of sections 379.1800 to 379.1824 shall not apply to the mass marketing or any other type of marketing of individual personal lines property and casualty insurance policies.
3. Sections 379.1800 to 379.1824 shall not apply to policies of credit property or credit casualty insurance that and which insure the debtors of a creditor or creditors with respect to their indebtedness.
4. Sections 379.1800 to 379.1824 shall not apply to policies of personal automobile insurance or personal motor vehicle liability insurance, nor shall such sections be construed as authorizing the sale or issuance of personal automobile insurance or personal motor vehicle liability insurance under a group or master policy within this state.
5. Sections 379.1800 to 379.1812 shall not apply to policies issued by a nonadmitted insurer pursuant to chapter 384 .
6. Nothing in sections 379.1800 to 379.1824 shall limit the authority of the director with respect to complaints or disputes involving residents of this state arising out of a master policy that has been issued or delivered in another state.
7. The director may promulgate rules as necessary to implement and administer the provisions of sections 379.1800 to 379.1824 . Any rule or portion of a rule, as that term is defined in section 536.010 , that is created under the authority delegated in this section shall become effective only if it complies with and is subject to all of the provisions of chapter 536 and, if applicable, section 536.028 . This section and chapter 536 are nonseverable and if any of the powers vested with the general assembly pursuant to chapter 536 to review, to delay the effective date, or to disapprove and annul a rule are subsequently held unconstitutional, then the grant of rulemaking authority and any rule proposed or adopted after August 28, 2021, shall be invalid and void.
(L. 2021 H.B. 604 merged with S.B. 6) Effective 1-01-22, see § 379.1824
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://revisor.mo.gov/main/OneSection.aspx?section=379.1821Fetched: 10/17/2026