State exemptions.
16 C.F.R. § 444.5
in effectEffective: 2024-07-01(a) If, upon application to the Federal Trade Commission by an appropriate State agency, the Federal Trade Commission determines that:
(1) There is a State requirement or prohibition in effect that applies to any transaction to which a provision of this rule applies; and
(2) The State requirement or prohibition affords a level of protection to consumers that is substantially equivalent to, or greater than, the protection afforded by this rule;
(b) [Reserved]
Source: eCFRURL: https://www.ecfr.gov/api/versioner/v1/full/2024-07-01/title-16.xmlFetched: 7/26/2026
