Scope.
F.S. 679.1091
in effect(1)
Except as otherwise provided in subsections (3) and (4), this chapter applies to:
(a)
A transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract;
(b)
An agricultural lien;
(c)
A sale of accounts, chattel paper, payment intangibles, or promissory notes;
(d)
A consignment;
(e)
A security interest arising under s. 672.401, s. 672.502, s. 672.711, or s. 680.508(5), as provided in s. 679.1101; and
(f)
A security interest arising under s. 674.2101 or s. 675.118.
(2)
The application of this chapter to a security interest in a secured obligation is not affected by the fact that the obligation is itself secured by a transaction or interest to which this chapter does not apply.
(3)
This chapter does not apply to the extent that:
(a)
A statute, regulation, or treaty of the United States preempts this chapter; or
(b)
The rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under s. 675.114.
(4)
This chapter does not apply to:
(a)
A landlord’s lien, other than an agricultural lien;
(b)
A lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but s. 679.333 applies with respect to priority of the lien;
(c)
An assignment of a claim for wages, salary, or other compensation of an employee;
(d)
A sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose;
(e)
An assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only;
(f)
An assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract;
(g)
An assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness;
(h)
A transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but ss. 679.3151 and 679.322 apply with respect to proceeds and priorities in proceeds;
(i)
An assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral;
(j)
A right of recoupment or set-off, but:
1.
Section 679.340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and
2.
Section 679.4041 applies with respect to defenses or claims of an account debtor;
(k)
The creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for:
1.
Liens on real property in ss. 679.2031 and 679.3081;
2.
Fixtures in s. 679.334;
3.
Fixture filings in ss. 679.5011, 679.5021, 679.512, 679.516, and 679.519; and
4.
Security agreements covering personal and real property in s. 679.604;
(l)
An assignment of a claim arising in tort, other than a commercial tort claim, but ss. 679.3151 and 679.322 apply with respect to proceeds and priorities in proceeds;
(m)
An assignment of a deposit account, other than a nonnegotiable certificate of deposit, in a consumer transaction, but ss. 679.3151 and 679.322 apply with respect to proceeds and priorities in proceeds;
(n)
Any transfer by a government or governmental unit; or
(o)
A transfer or pledge of, or creation of a security interest in, any interest or right or portion of any interest or right in any storm-recovery property as defined in s. 366.8260.
Source: FL Statutes (Official Site)URL: https://www.flsenate.gov/Laws/Statutes/2025/Chapter679/AllFetched: 7/8/2026