Applicability

815 ILCS 604/15
in effect
Sign in to generate a plain English summaryAsk Belisarius Agent
(815 ILCS 604/15) Sec. 15. Applicability. (a) This Act applies to any action filed on or after the effective date of this Act: (1) with respect to any consumer contract entered into on or after the effective date of this Act; if the commercial party filing the action is a debt buyer, this Act applies irrespective of when the consumer contract was made or acquired by the debt buyer; and (2) if the principal amount claimed does not exceed the maximum amount of a judgment allowable for a small claim under the Illinois Supreme Court Rules. (b) Notwithstanding subsection (a), this Act does not apply if: (1) the commercial party does not request attorney's fees in its complaint; or (2) each party to the consumer contract was represented by counsel in the negotiation of the consumer contract. (Source: P.A. 103-344, eff. 1-1-24.)
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://www.ilga.gov/legislation/ilcs/ilcs.aspFetched: 10/17/2026

Starting a business in Illinois? Illinois LLC guide: costs and requirements