Duty of confidentiality
N.D. Cent. Code § 6-08.1-03
in effect6-08.1-03. Duty of confidentiality
A financial institution may not disclose customer information to a person, governmental
agency, or law enforcement agency unless the disclosure is made in accordance with any of the
following:
1. Pursuant to consent granted by the customer in accordance with this chapter.
2. To a person other than a governmental agency or law enforcement agency pursuant to
valid legal process.
3. To a governmental agency or law enforcement agency pursuant to valid legal process
in accordance with this chapter.
4. For the purpose of reporting a suspected violation of the law in accordance with this
chapter.
5. For the purpose of notifying the agriculture commissioner a financial institution has
notified a customer of the availability of the North Dakota mediation service.
6. As part of the disclosure made of deposits of public corporations with financial
institutions in the security pledge schedule verified by the custodian of securities
pursuant to section 21-04-09.
7. For purposes of reporting suspected exploitation of an eligible adult as defined by
section 12.1-31-07. This subsection may not be construed to impose a duty on a
financial institution to investigate an alleged or suspected exploitation of an eligible
adult or to make a report to a governmental agency or law enforcement agency.
8. For purposes of reporting suspected financial exploitation of an eligible adult under
chapter 6-08.5 to a law enforcement agency, the protection and advocacy project
under chapter 25-01.3, or the department of health and human services. This
subsection may not be construed to impose a duty on a financial institution to
investigate a suspected financial exploitation of an eligible adult or to make a report to
the department of health and human services, law enforcement agency, or the
protection and advocacy project.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://ndlegis.gov/cencode/t06c08-1.pdf#nameddest=6-08p1-03Fetched: 10/16/2026