Section 10752.3.
Cal. Insurance Code - INS § 10752.3.
in effectA stop-loss insurance policy issued, reissued, or renewed on or after January 1, 2014, and prior to January 1, 2016, to a small employer shall not contain any of the following provisions:
(a)
An individual attachment point for a policy year that is less than thirty-five thousand dollars ($35,000).
(b)
An aggregate attachment point for a policy year that is less than the greater of one of the following:
(1)
Five thousand dollars ($5,000) times the total number of group members.
(2)
One hundred twenty percent of expected claims.
(3)
Thirty-five thousand dollars ($35,000).
(c)
A provision for direct coverage of an employee or dependent of an employee.
Source: CA Legislative Counsel Bulk DataURL: https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zipFetched: 6/27/2026