Qualified mortgage.
24 C.F.R. § 1007.80
in effectEffective: 2024-07-01A mortgage guaranteed under section 184A of the Housing and Community Development Act of 1992 (1715z-13b), except for mortgage transactions exempted under § 203.19(c)(2), is a safe harbor qualified mortgage that meets the ability-to-repay requirements in 15 U.S.C. 1639c(a).
Source: eCFRURL: https://www.ecfr.gov/api/versioner/v1/full/2024-07-01/title-24.xmlFetched: 7/26/2026