Limits on pre-existing condition exclusions
N.D. Cent. Code § 26.1-36.4-03
in effect26.1-36.4-03. Limits on pre-existing condition exclusions
An insurer may impose a pre-existing condition exclusion only if:
1. The exclusion relates to a condition, regardless of the cause of the condition, for which
medical diagnosis, care, or treatment was recommended or received within the
six-month period ending on the effective date of the person's coverage.
2. The exclusion extends for a period of not more than twelve months after the effective
date of coverage. A group policy may impose an eighteen-month pre-existing condition
to a late enrollee, as the term late enrollee is defined in section 26.1-36.3-01.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://ndlegis.gov/cencode/t26-1c36-4.pdf#nameddest=26p1-36p4-03Fetched: 10/16/2026