INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS
F.S. Ch. 624
in effectContents
section624.01. Short title.section624.02. “Insurance” defined.section624.03. “Insurer” defined.section624.04. “Person” defined.section624.05. “Department,” “commission,” and “office” defined.section624.06. “Domestic,” “foreign,” “alien” insurer defined.section624.07. “Domicile” defined.section624.08. “State” defined.section624.09. “Authorized,” “unauthorized” insurer defined.section624.10. Other definitions.section624.11. Compliance required.section624.12. Application of code as to fraternal benefit societies.section624.13. Particular provisions prevail.section624.15. General penalty.section624.19. Existing forms and filings.section624.21. Prospective operation of amendments to code.section624.23. Public records exemption.section624.24. Prohibition against requiring the purchase of health insurance; exceptions.section624.25. Patient Protection and Affordable Care Act.section624.26. Collaborative arrangement with the Department of Health and Human Services.section624.27. Direct health care agreements; exemption from code.section624.031. “Self-insurance” defined.section624.33. Jurisdiction regarding health or life coverage.section624.34. Authority of Department of Law Enforcement to accept fingerprints of, and exchange criminal history records with respect to, certain persons.section624.36. Availability of description of specified behavioral health care benefits on department website.section624.44. Examination by the office.section624.45. Participation of financial institutions in reinsurance and in insurance exchanges.section624.075. “Commercially domiciled insurer” defined.section624.80. Definitions.section624.81. Notice to comply with written requirements of office; noncompliance.section624.82. Confidentiality of certain proceedings and records.section624.83. Prohibited acts during period of supervision.section624.84. Review.section624.85. Administrative election of proceedings.section624.86. Other laws; conflicts; meetings between the office and the supervisor.section624.87. Administrative supervision; expenses.section624.91. The Florida Healthy Kids Corporation Act.section624.105. Waiver of customer liability.section624.115. Referral of criminal violations.section624.123. Certain international health insurance policies; exemption from code.section624.124. Motor vehicle services; exemption from code.section624.125. Certain motor vehicle service agreements; exemption from code.section624.126. Certain mutual aid associations; exemption from code.section624.127. Certain political subdivisions offering prepaid ambulance service plans; exemption from code.section624.128. Crime victims exemption.section624.129. Certain location and recovery services; exemption from code.section624.155. Civil remedy.section624.215. Proposals for legislation which mandates health benefit coverage; review by Legislature.section624.231. Disclosure and fees for production of records.section624.302. Offices.section624.303. Seal; certified copies as evidence.section624.307. General powers; duties.section624.308. Rules.section624.310. Enforcement; cease and desist orders; removal of certain persons; fines.section624.311. Records; reproductions; destruction.section624.312. Reproductions and certified copies of records as evidence.section624.313. Publications.section624.314. Publications; Insurance Regulatory Trust Fund.section624.315. Annual reports; quarterly reports.section624.316. Examination of insurers.section624.317. Investigation of agents, adjusters, administrators, service companies, and others.section624.318. Conduct of examination or investigation; access to records; correction of accounts; appraisals.section624.319. Examination and investigation reports.section624.320. Examination expenses.section624.321. Witnesses and evidence.section624.322. Testimony compelled; immunity from prosecution.section624.324. Hearings.section624.401. Certificate of authority required.section624.402. Exceptions, certificate of authority required.section624.404. General eligibility of insurers for certificate of authority.section624.406. Combinations of insuring powers, one insurer.section624.407. Surplus required; new insurers.section624.408. Surplus required; current insurers.section624.410. Permissible insuring combinations without additional capital funds.section624.411. Deposit requirement; domestic insurers and foreign insurers.section624.412. Deposit of alien insurers.section624.413. Application for certificate of authority.section624.414. Issuance or refusal of authority.section624.415. Ownership of certificate of authority; return.section624.416. Continuance, expiration, reinstatement, and amendment of certificate of authority.section624.418. Suspension, revocation of certificate of authority for violations and special grounds.section624.420. Order, notice of suspension or revocation of certificate of authority; effect; publication.section624.421. Duration of suspension; insurer’s obligations during suspension period; reinstatement.section624.422. Service of process; appointment of Chief Financial Officer as process agent.section624.423. Serving process.section624.424. Annual statement and other information.section624.425. Agent countersignature required, property, casualty, surety insurance.section624.426. Exceptions to countersignature law.section624.428. Licensed agent law, life and health insurances.section624.430. Withdrawal of insurer or discontinuance of writing certain kinds or lines of insurance.section624.436. Florida Nonprofit Multiple-Employer Welfare Arrangement Act.section624.437. “Multiple-employer welfare arrangement” defined; certificate of authority required; penalty.section624.438. General eligibility.section624.439. Filing of application.section624.441. Insolvency protection.section624.442. Annual reports; actuarial certification; quarterly reports; penalties.section624.443. Place of business; maintenance of records.section624.444. Suspension, revocation of approval.section624.445. Order, notice, duration, effect of suspension or revocation; administrative fine.section624.446. Rehabilitation, dissolution.section624.447. Certificate of insurance for contractors.section624.448. Assets of insurers; reporting requirements.section624.449. Insurer investment in foreign companies.section624.460. Short title.section624.461. Definition.section624.462. Commercial self-insurance funds.section624.464. Certificate of authority required; penalties.section624.466. Application requirements for certificate of authority.section624.468. Continuing requirements for certificate of authority.section624.470. Annual reports.section624.472. Member’s liability.section624.473. Dividends.section624.474. Assessments.section624.475. Tax on premiums, contributions, and assessments.section624.476. Impaired self-insurance funds.section624.477. Liquidation, rehabilitation, reorganization, and conservation.section624.480. Filing, approval, and disapproval of forms.section624.482. Making and use of rates.section624.483. Self-insurer members; payment of delinquent premiums and assessments.section624.484. Registration of agent.section624.486. Examination.section624.487. Enforcement of specified insurance provisions.section624.488. Applicability of related laws.section624.489. Liability of trustees of self-insurance trust fund and directors of self-insurance funds operating as corporations.section624.490. Registration of pharmacy benefit managers.section624.491. Pharmacy audits.section624.501. Filing, license, appointment, and miscellaneous fees.section624.502. Service of process fee.section624.504. Liability for state, county tax.section624.505. County tax; determination; additional offices; nonresident agents.section624.506. County tax; deposit and remittance.section624.507. Municipal tax.section624.508. Insurer’s license tax; when payable.section624.509. Premium tax; rate and computation.section624.510. Tax on wet marine and transportation insurance.section624.511. Tax statement; overpayments.section624.515. State Fire Marshal regulatory assessment and surcharge; levy and amount.section624.516. State Fire Marshal regulatory assessment and surcharge; deposit and use of funds.section624.517. State Fire Marshal regulatory assessment; reduction of assessment.section624.518. State Fire Marshal regulatory assessment and surcharge; tax return, overpayment.section624.519. Nonpayment of premium tax or fire marshal assessment; penalty.section624.520. Preemption by state.section624.521. Deposit of certain tax receipts; refund of improper payments.section624.523. Insurance Regulatory Trust Fund.section624.601. Definitions not mutually exclusive.section624.602. “Life insurance,” “life insurer” defined.section624.603. “Health insurance” defined.section624.604. “Property insurance” defined.section624.605. “Casualty insurance” defined.section624.606. “Surety insurance” defined.section624.607. “Marine insurance,” “wet marine and transportation insurance,” and “inland marine insurance” defined.section624.608. “Title insurance” defined.section624.609. Limit of risk.section624.610. Reinsurance.section624.805. Hazardous insurer standards; office’s evaluation and enforcement authority; immediate final order.section624.865. Rulemaking.section624.915. Florida Healthy Kids Corporation; operating fund.section624.1055. Right of contribution among liability insurers for defense costs.section624.1265. Nonprofit religious organization exemption; authority; notice.section624.1275. Insurance agents; prohibited exclusion from public bidding and negotiations.section624.1551. Civil remedy actions against property insurers.section624.1552. Civil actions involving an insurance contract; applicability of offer of judgment provisions.section624.3102. Immunity from civil liability for providing department, commission, or office with information about condition of insurer.section624.3161. Market conduct examinations.section624.4031. Church benefit plans and church benefit board.section624.4032. Nonprofit agricultural organization medical benefit plans.section624.4055. Restrictions on existing private passenger automobile insurance.section624.4073. Officers and directors of insolvent insurers.section624.4085. Risk-based capital requirements for insurers.section624.4094. Bail bond premiums.section624.4095. Premiums written; restrictions.section624.4135. Redomestication.section624.4211. Administrative fine in lieu of suspension or revocation.section624.4212. Confidentiality of proprietary business and other information.section624.4213. Trade secret documents.section624.4241. NAIC filing requirements.section624.4243. Reporting of premium growth.section624.4245. Change in controlling interest of foreign or alien insurer; report required.section624.4301. Notice of temporary discontinuance of writing new residential property insurance policies.section624.4305. Nonrenewal of residential property insurance policies.section624.4315. Workers’ compensation insurers; notice of significant underwriting change.section624.4361. Definitions.section624.4385. Certain words prohibited in name of organization.section624.4392. Fund balance.section624.4411. Administrative, provider, and management contracts.section624.4412. Policy forms.section624.4414. Employer participants’ liability.section624.4415. Assessments.section624.4416. Assessments by receiver.section624.4417. Certain sales prohibited.section624.4431. Administration; rules.section624.4432. Assets, liabilities, and investments.section624.4621. Group self-insurance funds.section624.4622. Local government self-insurance funds.section624.4623. Independent Educational Institution Self-Insurance Funds.section624.4625. Corporation not for profit self-insurance funds.section624.4626. Electric cooperative self-insurance fund.section624.4741. Venue in assessment actions.section624.5015. Advance collection of fees and taxes; title insurers not to pay without reimbursement.section624.5091. Retaliatory provision, insurers.section624.5092. Administration of taxes; payments.section624.5094. Casualty insurance premiums.section624.5105. Community contribution tax credit; authorization; limitations; eligibility and application requirements; administration; definitions; expiration.section624.5107. Child care tax credits.section624.5108. Property insurance discount to policyholders; insurance premium deduction; insurer credit for deductions.section624.6011. “Kinds of insurance” defined.section624.6012. “Lines of insurance” defined.section624.6065. “Fidelity insurance” defined.section624.6081. “Residual value insurance” defined.section624.6085. “Collateral protection insurance” defined.section624.6086. “Paid family leave insurance” defined; paid family leave insurance issuance and purchase.section624.40711. Restrictions on insurers that are wholly owned subsidiaries of insurers to do business in state.section624.40851. Confidentiality of risk-based capital information.section624.46223. Notice of intent to withdraw.section624.46225. Self-insured public utilities.section624.46226. Public housing authorities self-insurance funds; exemption for taxation and assessments.section624.50921. Adjustments.section624.51055. Credit for contributions to eligible nonprofit scholarship-funding organizations.section624.51056. Credit for contributions to the New Worlds Reading Initiative.section624.51057. Credit for contributions to eligible charitable organizations.section624.51058. Credit for contributions to the Live Local Program.section624.51059. Credit for contributions to eligible charitable organizations for the Home Away From Home Tax Credit.
Source: FL Statutes (Official Site)URL: https://www.flsenate.gov/Laws/Statutes/2025/Chapter624/AllFetched: 7/8/2026