When creditor process is enforceable against bank or credit union
N.D. Cent. Code § 6-08.6-08
in effect6-08.6-08. When creditor process is enforceable against bank or credit union
1. Subject to subsection 2, creditor process with respect to a special deposit is not
enforceable against the bank or credit union holding the special deposit.
2. Creditor process is enforceable against the bank or credit union holding a special
deposit with respect to an amount the bank or credit union is obligated to pay a
beneficiary or a depositor if the process:
a. Is served on the bank or credit union;
b. Provides sufficient information to allow the bank or credit union to identify the
depositor or the beneficiary from the bank's or credit union's books and records;
and
c. Gives the bank or credit union a reasonable opportunity to act on the process.
3. Creditor process served on a bank or credit union before it is enforceable against the
bank or credit union under subsection 2 does not create a right of the creditor against
the bank or credit union or a duty of the bank or credit union to the creditor. Other law
determines whether creditor process creates a lien enforceable against the beneficiary
on a contingent interest of a beneficiary, including a depositor as a beneficiary, even if
not enforceable against the bank or credit union.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://ndlegis.gov/cencode/t06c08-6.pdf#nameddest=6-08p6-08Fetched: 10/16/2026