Insurance: Policies.
Nev. Rev. Stat. § 116B.570
in effectInsurance policies carried pursuant to this chapter must provide to the extent reasonably available that:
1. Each units owner is an insured person under the policy with respect to liability arising out of his or her interest in the common elements or membership in the association;
2. The insurer waives its right to subrogation under the policy against any units owner or member of his or her household;
3. No act or omission by any units owner, unless acting within the scope of his or her authority on behalf of the association, voids the policy or is a condition to recovery under the policy; and
4. If, at the time of a loss under the policy, there is other insurance in the name of a units owner covering the same risk covered by the policy, the associations policy or the hotel unit owners policy, as applicable, provides primary insurance.
Source: NV Statutes (Official Site)URL: https://www.leg.state.nv.us/nrs/NRS-116B.htmlFetched: 10/4/2026