§ 8.48.030 — Liability insurance

8.48.030 Liability insurance.

A. The applicant for a public display permit shall furnish to the fire chief proof of coverage by a general liability insurance policy that covers the premises at which the fireworks will be displayed, the operations involved in displaying the fireworks, personal injury, contractual liability, independent contractors, and property damage. No permit shall be issued until the applicant furnishes the fire chief with endorsements and evidence of insurance for each policy required, executed by the company issuing the policy, and approved as to form by the city attorney. B. A public display permittee shall maintain, at no cost to the city, a commercial general liability insurance policy or special events liability insurance policy insuring the public against any loss or damage listed in subsection A that may result to any person or property from the public fireworks display or activities of the public display permittee; and coverage shall not include a fireworks exclusion. Coverage shall be at least as broad as ISO CGL Form 00 01 on an occurrence basis for personal injury, including death of one or more persons, property damage, with limits of not less than $1,000,000 per occurrence. C. The city, its officials, and employees shall be covered by policy terms or endorsements as additional insureds in regard to general liability arising out of activities performed by or on behalf of the public display permittee. The insurance coverage of the public display permittee shall be the primary insurance as it pertains to the city, its officials, and employees; and the insurance coverage must contain a provision that no other insurance carried by an insured party shall be called upon for contribution. D. Both the public display permittee and the insurer must give the city 30 days' prior written notice of cancellation or material change in the policy language or terms. Notice shall be served on the city clerk. E. The public display permittee shall furnish the city with a certificate of insurance for each policy required, executed by the company issuing the policy, and approved as to form by the city attorney. The required insurance must be maintained throughout the term of the public display permit. The city may suspend, modify, or revoke a public display permit if current certificates of insurance and required endorsements have not been provided or if the insurance has not been maintained. F. Notwithstanding any other provision of this chapter, the failure of the public display permittee to carry the required insurance policy or policies in force and to properly renew the policy or policies during the term of the permit shall automatically revoke the permit as of the date of expiration of the policy or policies. A payment of the full amount of the permit fee required by section 8.48.020 shall be made to the city before the revoked permit may be reinstated. (Ord. 2025-0014 § 4; Prior code § 15.03.377)