Failure to show proof of liability insurance or security and failure to maintain liability insurance or security; penalty.
Oklahoma City Municipal Code § 32-613
in effect§ 32-613. - Failure to show proof of liability insurance or security and failure to maintain liability insurance or security; penalty.
(a) An owner or operator who fails to produce for inspection a valid and current security verification form or equivalent form which has been issued by the Department of Public Safety upon request of any peace officer of the Police Department and in case of collision, upon request of any person affected by the collision, shall be guilty of a Class "a" offense.
(b) An owner or operator who fails to comply with the Compulsory Insurance Law of Oklahoma, by maintaining liability insurance or security, shall be guilty of a Class "b" offense and upon conviction shall be subject to a fine of not more than $250.00, or imprisonment for not more than 30 days, or by both such fine and imprisonment.
(c) An owner, other than an owner of an antique or a classic automobile as defined by the Oklahoma Tax Commission, who files an affidavit that the vehicle shall not be driven upon the public highways or public streets and who drives or permits the driving of the vehicle upon the public highways or public streets, shall be guilty of a Class "b" offense and upon conviction thereof shall be subject to a fine of not more than $500.00, or imprisonment for not more than 30 days, or by both such fine and imprisonment.
(d) Any law enforcement officer, to confirm compliance with the compulsory insurance law during a traffic stop or accident investigation shall access information from the security verification system established by the Department of Public Safety to verify the current validity of the policy described on a security verification form produced by the operator of each motor vehicle during the traffic stop or accident investigation. If compliance is not confirmed for the policy described on the security verification form produced by the operator and a subsequent investigation conducted by the law enforcement officer provides probable cause that the operator is not in compliance or if no security verification form is produced, the officer may issue a citation to the operator for failure to comply with the compulsory insurance law. Confirming compliance with the compulsory insurance law through the security verification system shall not be the primary cause for law enforcement officers to stop a motor vehicle.
(e) A sentence imposed for any violation of this section may be suspended or deferred in whole or in part by the court.
(f) Any person producing proof in court that a current security verification form or equivalent form which has been issued by the Department of Public Safety reflecting this liability coverage for such person was in force at the time of the alleged offense shall be entitled to dismissal of charges under this section upon payment of court costs; however, if proof of security verification is presented to the court within 48 hours after the violation, the charge shall be dismissed without payment of court costs.
(g) Upon conviction, bond forfeiture or deferral of sentence, the Court Clerk shall forward an abstract to the Department of Public Safety within ten days reflecting the action taken by the court.
(h) Upon issuing a citation to an owner or operator of a vehicle for failing to comply with the Compulsory Insurance Law of Oklahoma by failing to maintain liability insurance or security pursuant to Subsection (b) of this section, the officer may impound the vehicle being operated by the person and cause the vehicle to be towed and stored as provided by this chapter. If the operator of the vehicle produces a security verification form appearing to be valid on its face and the officer is unable to confirm compliance through the online verification system or noncompliance by a subsequent investigation, the officer shall not impound the vehicle or cause such vehicle to be towed and stored. No vehicle shall be impounded or towed under the provisions of this paragraph if it is displaying an unexpired temporary license plate.
(Code 1980, § 32-613; Ord. No. 17200, § 1(34-73.4), 6-7-83; Ord. No. 20512, § 1, 1-16-96; Ord. No. 21815, § 1, 9-11-01; Ord. No. 22197, § 1, 4-22-03; Ord. No. 24274, § 4, 5-24-11)
Source: City of Oklahoma City, Municipal Code and City Charter (Municode Library, library.municode.com)URL: https://library.municode.com/ok/oklahoma_city/codes/code_of_ordinances?nodeId=OKMUCO2020_CH32MOVETR_ARTXVIIICEEXSE_S32-613FASHPRLIINSEFAMALIINSEPEFetched: 10/28/2026