Banks and Banking
La. Laws div. RS, tit. 6
in effectContents
section6:1. Short titlesection6:2. General definitionssection6:3. Effect on existing bankssection6:4. Employment reference; release of certain informationsection6:5. Public policysection6:101. Establishment of office; commissionersection6:102. Officers and employees; post-employment restrictionsection6:103. Records of the Office of Financial Institutionssection6:121. Regulatory powers; promulgation of rules and regulationssection6:121.1. Enforcement powers of commissionersection6:121.1.1. Restrictions on enforcement power; cannabis-related legitimate businesses and service providers; egregious violationssection6:121.2. Authority to obtain criminal history record informationsection6:121.3. Guidance by commissioner; advisory opinionssection6:121.4. Addition of directors and executive officers of troubled state- chartered institutions and holding companiessection6:121.5. Application containing false information or misrepresentationssection6:121.6. Authority of the commissioner; nondepository institutions; emergenciessection6:121.7. Return of payment; imposition of feesection6:121.8. Licensing systemssection6:122. Power to issue cease and desist orderssection6:123. Visitation and examination of state financial institutionssection6:124. Call reports; statement of financial conditionsection6:124.1. Community reinvestment rating; acceptance of public fundssection6:125. Reports of financial conditionsection6:126. Assessments on financial institutions; disposition of fees; creation of special fundsection6:127. Retention of records of financial institutions; microfilmsection6:128. Financial institutions' holidays; regulationssection6:129. Circulating rumor respecting condition of financial institutionsection6:130. Relocation of main officesection6:131. Applicabilitysection6:132. Written decision; reasons; hearingsection6:133. Reconsideration of decisionsection6:134. Judicial review; venue; effectsection6:135. Record filed with courtsection6:136. Basis for judicial reviewsection6:137. Judicial review; test; burdensection6:138. Remand to the commissionersection6:201. Definitionssection6:211. Incorporation; number of incorporators, application for certificate of authority, filing fee; organization as a limited liability companysection6:212. Corporate namesection6:213. of incorporation, filing, form, content; letter of acceptance for filingsection6:214. Investigation into proposed state banksection6:215. Capital requirements; additional condition precedentsection6:216. Certificate of authority; issuance, refusalsection6:217. Effect of issuance of certificate of authority, filing requirementssection6:218. Expenses of organization and financingsection6:219. Bylawssection6:220. Stockholders' agreementssection6:231. Method of amending articles generallysection6:232. of amendment; contents and filingsection6:233. Restatement of articlessection6:234. Special amendment provisionssection6:241. General corporate powerssection6:242. Banking powerssection6:243. Immovable property; dealingssection6:244. Transfers by bank and other acts in contemplation of insolvencysection6:245. Changes in core businesssection6:246. Bank operating subsidiariessection6:251. Classes of shares; fractional sharessection6:252. Issuance of shares; considerationsection6:253. Reservation of sharessection6:254. Convertible securities and stock-purchase rightssection6:255. Certificates of stocksection6:256. Transfer of sharessection6:257. Restriction on transfer of shares and other securitiessection6:261. Accounting proceduressection6:262. Impairment of capital; special meeting; notice to restore capital; assessments against stockholders; voluntary restorationsection6:263. Dividends; stock purchased or redeemed; capital surplus requiredsection6:271. Stockholders' preemptive rightssection6:272. Stockholders' meetingssection6:273. Quorumsection6:274. Voting of stockholderssection6:275. Consent of stockholderssection6:276. Fixing record datesection6:277. Voting trustssection6:278. Registered holder of sharessection6:279. Inspection of books and records of state banks; annual report to stockholderssection6:281. Board of directors; powers, number, termsection6:282. Board of directors; eligibility, election, oathsection6:283. Meetings of the board; quorum, written consentsection6:284. Committees of the board of directorssection6:284.1. Compliance review committees; privilege createdsection6:285. Officers and agents; election, powers, dutiessection6:286. Indemnification of officers, directors, employees, and agentssection6:287. Bond of officers and employees; insurance fundsection6:288. Interested directors; quorumsection6:289. Loans to executive officers and employeessection6:290. Directors' examinationssection6:291. Relation and liability of directors and officers to bank and bank holding company stockholderssection6:292. Directors or stockholders not participating in unlawful actsection6:293. Actions against directors and officers of banks and bank holding companiessection6:301. Cash reservessection6:302. Depleted reserve; notice, penaltysection6:303. Sale and purchase of excess reserves; reportssection6:311. Types of accounts authorized to offersection6:311.1. Powers of attorney, procuration, and mandate; written notice of revocationsection6:312. Alternative deposits; paymentsection6:313. Withdrawal of money or property deposited by or for minorssection6:314. Trust deposits; death of depositor; paymentsection6:315. Adverse claims to deposit; procedure, indemnifying bondsection6:315.1. Transfer of small deposits; death of depositor; affidavits required; penaltiessection6:316. Pledge of deposit accounts; rights and remediessection6:317. Ownership of deposited fundssection6:318. Letters of credit; use by bankssection6:319. Public funds depositssection6:321. Access to safety deposit box leased by multiple personssection6:322. Access to safety deposit box leased by corporation or unincorporated associationsection6:323. Access to safety deposit box leased by trust estatesection6:324. Access to safety deposit box leased by a person or persons with designated agent or deputysection6:325. Death of a customer and access and transfer of contents of safety deposit boxes, money, and other property by bank to succession or estate representatives, legatees, or heirs; authoritysection6:326. Transfer of contents of safety deposit boxes, money and other property by bank to legal representatives of minors or interdicts; authoritysection6:327. Abandonment of safety deposit boxsection6:327.1. Disposition of abandoned safety deposit box contentssection6:328. Access to safety deposit boxes by authorized persons; security proceduressection6:331. REPEALED BY ACTS 1993, NO. 278, §1, EFF. JAN. 1, 1994.section6:332. Attorney fiduciary accounts; overdraft notification to office of disciplinary counselsection6:333. Disclosure of financial records; reimbursement of costssection6:334. Foreclosure of mortgagesection6:335. Sharing of electronic financial terminalssection6:336. Legal and regulatory compliance; self-evaluations; privilege of resultssection6:337. Duty of secured party upon payment of insurance claim for damage to mortgaged residential propertysection6:338. Insurance settlement proceeds; return of excess funds; enforcementsection6:341. Tender and acceptance of United States government gold and silversection6:351. Authorization for mergers, consolidations, and share exchangessection6:352. Merger or consolidation proceduresection6:352.1. Share exchange proceduresection6:353. Consolidation; articles of incorporationsection6:354. When merger or consolidation effectivesection6:355. Effect of merger or consolidationsection6:361. National bank converting into state banksection6:362. State bank converting into national banksection6:363. Continuation of corporate entity; use of old namesection6:364. State bank converting into state stock savings and loan associationsection6:364.1. Approval of conversion; effective date of conversionsection6:364.2. Effect of conversion from state bank into state stock savings and loan associationsection6:365. Federal or state stock savings and loan association converting into a state-chartered bank or savings banksection6:365.1. Merger or conversion of an existing financial institutionsection6:366. Voluntary transfer of assetssection6:367. Voluntary purchase of assets and liabilitiessection6:371. Voluntary liquidations and dissolutions of solvent banks with prior approval of commissionersection6:372. Liquidation proceduresection6:376. Rights of a stockholder dissenting from certain actionssection6:381. Definitionssection6:382. Authority of commissioner to take possession and commence conservatorship of state banksection6:383. Transfer of title to bank assets; extension of prescriptive periodssection6:384. Notice of conservatorship; effectsection6:385. Conservator's power to manage and control banksection6:386. Objection to conservatorshipsection6:387. Decision to liquidate bank or terminate conservatorshipsection6:391. Commencement of receivership; confirmation of receiversection6:392. Emergency sale of assets; purchase and assumption of assetssection6:393. Notice to creditors and depositorssection6:394. Payment of claimssection6:394.1. Right of set-offsection6:395. Distribution of assetssection6:396. Termination of executory contractssection6:397. Subrogation to rights of bank depositorssection6:398. Liquidation procedures involving trust assetssection6:399. Destruction of recordssection6:400. Discharge of receiversection6:401. Exclusive proceduressection6:411. Engaging in business of banking without authority; penaltysection6:412. Unauthorized use of the word "bank" or similar wordssection6:412.1. Soliciting using lender's name or customer loan information; restrictions; injunction; damages; attorney fees; enforcementsection6:413. Prohibited use of the term "insured savings"section6:414. Use of certain terms by persons other than financial institutions prohibitedsection6:414.1. Derogatory statements regarding financial condition of financial institution prohibited; penaltysection6:415. Loans; other credit exposure; derivative transactions; restrictions; penaltiessection6:416. Loan on pledge of own stock and pledge of own stock prohibitedsection6:417. Unlawful solicitation or acceptance of gratuity or compensation by officer, director, or employeesection6:418. Pledge of assets to secure deposits; exceptions; penaltysection6:419. Receipt of deposits while insolventsection6:420. False entries or reports; failure to exhibit books; reporting of criminal violationssection6:421. Overdraftssection6:422. Excessive borrowings or repurchase agreementssection6:423. Check-cashing facility; location of business limitedsection6:451. Repealed by Acts 1991, No. 197, §1, eff. July 2, 1991.section6:452. Loan production offices; power of commissioner to adopt rules and regulationssection6:453. Deposit production offices; power of commissioner to adopt rules and regulationssection6:454. Combination of loan production office, deposit production office, and electronic financial terminalsection6:501. Branch offices; authoritysection6:502. Repealed by Acts 1988, No. 39, §2, eff. June 10, 1988.section6:503. Repealed by Acts 1988, No. 39, §2, eff. June 10, 1988.section6:504. Branches in foreign countriessection6:505. Repealed by Acts 1988, No. 39, §2, eff. June 10, 1988.section6:506. Certificate of authority for branch officesection6:507. Closure of branch officesection6:511. Declaration of policysection6:512. Definitionssection6:513. Prohibitionssection6:514. Penaltiessection6:515. Administrationsection6:516. Savings clausesection6:517. Minority stockholders' rightssection6:518. Oppressed shareholder's remediessection6:521. Prohibitionssection6:531. Declaration of policysection6:532. Definitionssection6:533. Scope of Partsection6:534. Law applicable to interstate bank branches; purposesection6:535. Interstate acquisitions; filings with commissionersection6:536. Interstate bank acquisitions; filings with commissionersection6:537. Emergency acquisitionssection6:537.1. Parity provisionsection6:538. Five-year continuous operation requirementsection6:539. Agency activities; prohibitionssection6:540. Authority to issue regulations; cooperative agreements; fees; enforcementsection6:540.1. Savings clausesection6:540.2. Construction with other lawssection6:541. Declaration of policysection6:542. Definitionssection6:543. Limited exception to bank holding company actssection6:544. Organization of financial service center bankssection6:545. Powers and functionssection6:546. Additional powers; rate exportsection6:547. Additional requirementssection6:548. Interest rate parity; open-end creditsection6:551.1. Definitionssection6:551.2. Foreign banking activities; authorizedsection6:551.3. Subsidiary bank; authorizationsection6:551.4. Edge Act or agreement corporation; authorizationsection6:551.5. Location; limitationsection6:551.6. Filing requirementssection6:551.7. Requirements to operate; feessection6:551.8. Application required; contentssection6:551.9. Approval or disapproval of applicationsection6:551.10. Certificate of authority; transfer prohibited; display requiredsection6:551.11. Renewalsection6:551.12. Revocation and surrendersection6:551.13. State agency; authorized actionssection6:551.14. State representative office; authorization; permitted activitiessection6:551.15. State administrative office; authorization; permitted activitiessection6:551.16. Branch banks and agenciessection6:551.17. State international banking facilitiessection6:551.18. Purchase of real estatesection6:551.19. Paid-in capital; surplus; undivided profitssection6:551.20. Capital requirementssection6:551.21. Purchase of credit instrumentssection6:551.22. Annual report and periodic reporting requirementssection6:551.23. Terminationsection6:551.24. Rules and regulationssection6:551.25. Examination authoritysection6:551.26. Asset pledge requirementssection6:571. General authoritysection6:572. Definitionssection6:573. Organizationsection6:574. Capitalsection6:575. Powerssection6:576. New application, supervision, regulation, and examination of trust banksection6:577. Trust companies chartered under prior lawsection6:578. Affiliatessection6:579. Self-dealingsection6:580. Insurance coveragesection6:581. Capital notes or debenturessection6:591. Private trust companysection6:592. Requirements to apply for and maintain status as a private trust companysection6:593. Conversion to public trust companysection6:601. Investment in trust company facilitiessection6:602. Other real estatesection6:611. Securitiessection6:612. Transactions in trust company shares or participation sharessection6:613. Subsidiariessection6:614. Mutual fundssection6:615. Engaging in commerce prohibitedsection6:621. Borrowing limitsection6:622. Pledge of assetssection6:623. Fiduciary responsibilitysection6:624. Reports of apparent crimesection6:625. Out-of-state activitiessection6:626. Out-of-state trust companiessection6:627. Interstate supervision and regulationsection6:641. Organization; act of incorporationsection6:641.1. Public policysection6:641.2. REPEALED BY ACTS 1989, No. 495, §6.section6:642. Amendments of act of incorporation; commissioner's approvalsection6:643. Restriction of the use of term credit unionsection6:644. Powerssection6:645. Membershipsection6:646. Supervision by commissioner; suspension or revocation of charter; liquidation; reports; examination feessection6:646.1. Involuntary dissolution; distribution of assetssection6:647. Fiscal year; meetings; regulations as to votingsection6:648. Elections; oath of officesection6:649. Directors; officers; compensationsection6:649.1. Relation and liability of directors and officers to a credit union and its memberssection6:649.2. Actions against directors and officers of credit unionssection6:650. Credit committeesection6:650.1. REPEALED BY ACTS 1989, No. 495, §6.section6:650.2. Educational committeesection6:651. Supervisory committee; examination and reportsection6:652. Capitalsection6:652.1. Types of capitalsection6:652.2. Share and share certificate accounts as legal investmentssection6:652.3. Members' share capitalsection6:653. Shares of minors and in trustsection6:653.1. Trust deposits; death of depositor; paymentsection6:653.2. Pledge of share accounts; rights and remediessection6:653.3. Ownership of sharessection6:653.4. Death of member or account owner; access and transfer of accounts, shares, and property to succession representative, heirs, legatees, and legal representativesection6:654. Rates of interestsection6:655. Power to borrowsection6:656. Loanssection6:657. Repealed by Acts 2001, No. 887, §2, eff. June 26, 2001.section6:658. Dividendssection6:659. Expulsion and withdrawal of memberssection6:659.1. Inactive accountssection6:659.2. Federally insured credit unions; abandonment of safety deposit boxsection6:660. Voluntary dissolutionsection6:661. Change of place of businesssection6:661.1. Branch officessection6:662. Taxationsection6:662.1. Fiscal agents and depositoriessection6:663. Money deposited by minorssection6:664. Money deposited in a multiple party accountsection6:665. Bylawssection6:666. Constitutionalitysection6:667. Conversion from federal to state and from state to federal credit union; division of assetssection6:667.1. Powers, privileges, and exemptions of federal credit unionssection6:667.2. Annual reportsection6:667.3. Records as evidencesection6:668. Criminal Penaltiessection6:669. Short titlesection6:701. Applicabilitysection6:702. Short titlesection6:703. Definitionssection6:704. Organizationsection6:705. Incorporation; articles of incorporation; content; bylawssection6:706. of incorporation; approval by the commissionersection6:707. Capital stock; types of stock; consideration for issuance; security for loansection6:708. Directors; number; qualifications; oath; vacanciessection6:709. Members or stockholders meetingsection6:710. Notice of meetingsection6:711. Organization meetingsection6:712. Corporate namesection6:713. Forfeiture of charter for nonusesection6:714. Officers and agents; election, powers, dutiessection6:721. Method of amending articles generallysection6:722. §§722 to 730 Repealed by Acts 1970, No. 234, §2.section6:731. General powers of associationssection6:741. Authorized capitalsection6:742. Miscellaneous provisions relative to capital and accountssection6:743. Issuance of capitalsection6:744. Shares, savings, and demand accounts; generallysection6:745. Cancellation of shares, savings accountssection6:746. Issuance of shares or savings accounts for consideration other than cashsection6:747. Contract for savings programssection6:748. Shares or demand deposits and savings accounts as legal investments and as securitysection6:748.1. Public funds deposits; additional collateralsection6:749. Prescription on savings accountssection6:750. Pledge of deposit accounts; rights and remediessection6:761. Members of mutual associationssection6:762. Access to books and recordssection6:763. Minorssection6:764. Authority relative to shares and savings accountssection6:765. Shares or savings accounts payable to two or more persons; survivorshipsection6:766. Accounts of administrators, executors, tutors, custodians, trustees and other fiduciariessection6:766.1. Payable on death accountssection6:767. Death of member or depositor and access and transfer of money and property by association to succession or estate representatives, legatees, or heirs; authoritysection6:767.1. Repealed by Acts 1970, No. 234, §2.section6:768. Transfer of contents of safety deposit boxes by an association to succession or estate representatives, legatees, heirs, minors, or interdicts; authoritysection6:769. Access to safety deposit boxes held jointly or standing in the name of a corporation, unincorporated association, trust estate, agents, or otherssection6:770. Abandonment of safety deposit boxsection6:771. Disposition of abandoned safety deposit box contentssection6:781. Indemnity bondssection6:782. Depositoriessection6:783. Indemnification of officers, directors, and employeessection6:784. Illegal loanssection6:785. Directors, employees and members not disqualified to make acknowledgmentssection6:786. Relation and liability of directors and officerssection6:787. Actions against directors and officerssection6:788. §§788 to 790 Repealed by Acts 1970, No. 234, §2.section6:791. Recordssection6:792. Misdescriptions of assets; false entriessection6:793. Directors' examination of associationsection6:794. Examinationsection6:795. §§795, 796 Repealed by Acts 1970, No. 234, §2.section6:801. Savings liability; demand deposit liabilitysection6:802. Contingent loss accountsection6:803. Earnings; paymentsection6:804. Casual depositssection6:805. Withdrawal of savings accounts and sharessection6:806. Board to determine amounts to be withdrawnsection6:807. Amounts payablesection6:808. Insufficient funds; noticessection6:809. Board may prescribe rulessection6:810. Rights of withdrawing memberssection6:811. New loans and payment of debts during existence of withdrawal listsection6:812. Commissioner's action may stop withdrawal proceduresection6:813. Prohibition against institution of actionsection6:814. Redemptionsection6:822. Loans and investmentssection6:823. Appraisalsection6:824. Paymentssection6:824.1. Late charges prohibited on certain paymentssection6:825. REPEALED BY ACTS 1993, NO. 280, §1, EFF. OCT. 1, 1993.section6:826. Provision for taxes, insurancesection6:827. REPEALED BY ACTS 1993, NO. 280, §1, EFF. OCT. 1, 1993.section6:828. Loan expensessection6:829. Repealed by Acts 2003, No. 69, §1, eff. May 28, 2003.section6:830. Security for loan on immovable properties; purchase and sale of propertysection6:831. Shares or savings accounts as additional securitysection6:832. Immovablessection6:833. Conveyance of property securing loansection6:833.1. Repealed by Acts 1970, No. 234, §2.section6:834. Solicitation or acceptance of gifts for making, or assisting in, procuring a loansection6:851. Home officesection6:852. Branch officesection6:853. Closure of branch officesection6:861. Power to merge or consolidate; consent of commissioner; rules and regulationssection6:862. Merger; when effectivesection6:863. Consolidation; when effectivesection6:864. Effect of merger or consolidationsection6:865. Voluntary transfer of assetssection6:866. Commissioner may provide for members or stockholders to vote on plansection6:867. Dissolution or liquidationsection6:868. Voluntary proceedings for dissolutionsection6:869. Association continues as corporate entity for sole purpose of winding up affairssection6:870. Powers of liquidating trusteessection6:871. Association subject to commissioner during liquidationsection6:872. Involuntary dissolution; generallysection6:873. Involuntary dissolution; commissioner shall take possessionsection6:874. Involuntary dissolution; notice to creditorssection6:875. Involuntary dissolution; powers of commissioner; court approvalsection6:876. Involuntary dissolution; inventorysection6:877. Involuntary dissolution; feessection6:878. Involuntary dissolution; distribution of assetssection6:879. Involuntary dissolutions; creditors may not dispose of pledged securitiessection6:880. Liquidation by federal corporationsection6:881. Commissioner may examine associationsection6:882. Commissioner may order association to discontinue any illegal practicesection6:883. Conservatorsection6:884. §§884 to 890 Repealed by Acts 1970, No. 234, §2.section6:891. Foreign association definedsection6:892. Conduct of business in accordance with this Part; certificate of authority and public necessitysection6:893. Certificate of authority; exceptionssection6:894. Certificate of authority; examination of qualificationssection6:895. Penalty for doing business without certificate of authoritysection6:896. Issuance of certificate of authority; renewal annuallysection6:897. Deposits as security; foreign association ceasing to do business in Louisianasection6:898. Supervision and examinationsection6:901. Powers, privileges, and exemptions of federal associationssection6:902. Companion authoritysection6:903. Additional companion authoritysection6:904. Conversion into state-chartered associationsection6:905. Limitationsection6:906. Conversions; locationssection6:907. Formation of savings and loan holding companiessection6:908. Oppressed shareholder's remediessection6:911. REPEALED BY ACTS 1993, NO. 278, §1, EFF. JAN. 1, 1994.section6:912. Additional foreign association feessection6:921. Thrift and home financing organizations; exceptionssection6:922. Powers of attorneysection6:923. Exemption from security lawssection6:924. Holder of note may enforcesection6:925. Unlawful to destroy propertysection6:926. Foreclosure of mortgagesection6:927. Communication from commissioner having effect of approval or order to be in writing and signedsection6:928. Right of commissioner to utilize courtssection6:929. Rights of association to contest decisions of commissionersection6:930. Defamation of institutions prohibited; finesection6:931. False statements and similar actions prohibited; finesection6:932. Act of controllingsection6:933. Application to existing associationssection6:937. Dividends; requirementssection6:938. Power of state or federal mutual association to convert to capital stock association; procedures; approval of department required; minutes of meeting; successionsection6:939. Plan of conversion from mutual to capital stock association; mandatory and permissive requirementssection6:940. Acquisition of control over an existing associationsection6:941. Restrictions on acquisition of control of capital stock associationssection6:942. Listing and assessment of capital stock; procedure; exemptionsection6:943. Listing and assessing of stock; placesection6:944. Listing and assessing of stock; branch capital stock associationssection6:945. Listing and assessing of real estate of capital stock associationssection6:946. Listing and assessing of stock and real estate; payment of tax; recovery from stockholderssection6:947. Listing and assessing of stock; report by officialsection6:948. Power of commissioner to issue rules, regulations, and orders to implement this Chaptersection6:949. Savings and demand accounts of capital stock savings and loan associations and capital stock savings banks as legal investmentssection6:950.1. Declaration of policysection6:950.2. Definitionssection6:950.3. Scope of Part; effective datessection6:950.4. Applicability of commissioner's rules and regulations; operation of Louisiana association subsidiaries by foreign corporations; reciprocal agreements; penaltiessection6:950.5. Interstate acquisitions; filings with commissionersection6:950.6. Prohibited acquisitions and activitiessection6:950.7. Minority stockholders' rightssection6:950.8. Savings clausesection6:951. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:952. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:953. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:954. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:955. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:956. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:956.1. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:956.2. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:957. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:958. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:959. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:960. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:961. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:962. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:963. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:964. Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.section6:965. Scope and definitionssection6:966. Proceduresection6:966.1. Notice of repossession; contents; feessection6:967. Appeal from ordersection6:968. §§968, 969 Repealed by Acts 1974, No. 466, §3.section6:969.1. Short titlesection6:969.2. Scopesection6:969.3. Exclusionssection6:969.4. Waiver, agreement to forego rightssection6:969.5. Repealed by Acts 2001, No. 1066, §1.section6:969.6. Definitionssection6:969.7. Terms; construction; additional fees and chargessection6:969.8. Construction against implicit repealsection6:969.9. Consumer loanssection6:969.10. Consumer credit salesection6:969.11. Maximum charges after negotiationssection6:969.12. Maximum charges after maturitysection6:969.13. Leap yearssection6:969.14. Variable ratessection6:969.15. Maximum delinquency chargessection6:969.16. Maximum deferral chargessection6:969.17. Charges for checks returned for insufficient fundssection6:969.18. Documentation and compliance fees; notary fees; transfer of equity and other fees; disclosuresection6:969.19. Right to prepaysection6:969.20. Rebates upon prepayment; prepayment charges; return of lien documents upon payment in full of the balance duesection6:969.21. Rebate after acceleration of maturitysection6:969.22. Attorney feessection6:969.23. Collection and enforcement costs and expensessection6:969.24. Use of multiple agreementssection6:969.24.1. Acts to lessen or eliminate competition prohibitedsection6:969.24.2. Mandatory sales prohibitedsection6:969.25. Consumer credit insurancesection6:969.26. Property insurancesection6:969.27. Existing insurancesection6:969.28. Limitations on insurance rates; contract requirementssection6:969.29. Choice of insurersection6:969.30. Conditions applying to insurance provided by the extender of creditsection6:969.31. Cancellation of insurance; refund or credit upon cancellationsection6:969.32. Gain from insurancesection6:969.33. Effect of violations on rights of partiessection6:969.34. Guidance by commission; advisory opinionssection6:969.35. Authority to make consumer loans; assignees; authority to issue debt waiver or debt forgiveness agreementssection6:969.36. License not requiredsection6:969.37. Licensing proceduressection6:969.38. Denial, suspension, or revocation of licensessection6:969.39. Investigations and complaintssection6:969.40. Powers of commissionsection6:969.41. Fines imposed by the commissionsection6:969.42. Venue for litigation or arbitration; choice of lawsection6:969.51. GAP coverage; requirementssection6:969.52. Liability; contractual or insurance policiessection6:969.53. Cancellationsection6:969.54. Disclosuressection6:970. Purchase, merger, or consolidation of impaired financial institutionssection6:971. Approval of transaction; prioritiessection6:972. Retention of branchessection6:973. Prohibited insurance activitiessection6:974. Acquisition of state bank in impaired conditionsection6:975. §§975, 976 Repealed by Acts 1972, No. 454, §3, eff. Jan. 1, 1973.section6:1001. Titlesection6:1002. Definitionssection6:1003. License; certificatessection6:1004. Application for license and change of controlsection6:1004.1. License fees; online renewalsection6:1004.2. Enforcement powers of the commissionersection6:1005. Qualificationssection6:1006. Approval or denial of applicationsection6:1007. Change of name or locationsection6:1008. Suspension or revocation of license; hearing; surrender of license; administrative finessection6:1009. Regulation of fees; unreasonable fees; display of feessection6:1010. Repealed by Acts 2004, No. 370, §1.section6:1011. Powers; limitations; prohibitionssection6:1012. Violations; criminal penalties; civil liabilitysection6:1013. Books of account; examinationssection6:1013.1. Cashing federal and state treasury checks; records retentionsection6:1014. Rules and regulationssection6:1015. False advertisingsection6:1016. Applicabilitysection6:1031. Citationsection6:1032. Definitionssection6:1033. License requiredsection6:1034. Exemption from licensingsection6:1035. Qualificationssection6:1036. Applicationssection6:1037. Accompanying fee; statement and bondssection6:1038. Investigation; granting of licensesection6:1038.1. Temporary license; expiration; extensionsection6:1039. Maintenance of bondsection6:1040. Annual renewal fee; delinquency chargesection6:1041. Agents and subagentssection6:1042. Liability of licenseessection6:1043. Disclosure of responsibilitysection6:1044. Visitation and examination; revocation of licensesection6:1045. Hearingssection6:1046. Penaltiessection6:1047. Reportssection6:1048. Trust imposed on sales or transmission proceedssection6:1049. List of financial institutionssection6:1050. Retention of surety bondsection6:1051. Notification of financial institutions; violations; penaltiessection6:1052. Account; verification of license; cancellation; overdraftssection6:1053. Significant developments; licensee's duty to report to commissionersection6:1054. Change of control; notice; application; advisory opinionsection6:1055. Money transmitters; delivery of funds requirements; exceptionssection6:1081. Short titlesection6:1082. Purposesection6:1083. Definitionssection6:1084. Prohibitionsection6:1085. Rules and regulationssection6:1085.1. Authority of the commissioner to impose continuing educationsection6:1086. Licensure requirementsection6:1087. Exemptions; annual registration statement; feessection6:1088. Application for licensure; surety bondsection6:1088.1. Licensing system; authorization; fees; required usesection6:1088.2. Application for licensure; application and renewal feessection6:1088.3. Application for renewal of license; restriction; late renewal feessection6:1088.4. Information reportingsection6:1089. Name or location changes and closures; feessection6:1090. Restrictionssection6:1091. Recordkeeping and retention; examinations; investigation of complaints; reports of conditionssection6:1092. Suspension and revocation of licensure; commissioner's interpretations; prohibitionssection6:1092.1. Costs of appealsection6:1092.2. Validity of judgment; executionsection6:1093. Repealed by Acts 2010, No. 743, §22B, eff. July 1, 2010.section6:1094. Professional education required for licensure; continuing educationsection6:1094.1. Testing of loan originatorssection6:1095. Scopesection6:1096. Residential mortgage loanssection6:1097. Residential mortgage loan fees and charges; applicability of the Louisiana Consumer Credit Lawsection6:1098. Residential mortgage loan brokerage contractssection6:1099. Criminal penaltiessection6:1101. Reverse mortgages; requirementssection6:1102. Counselingsection6:1103. Commitment and cooling off periodsection6:1104. Reverse mortgage lender; duties to elderssection6:1111. Approval by commissioner of rules and regulations affecting financial institutionssection6:1121. Definitionssection6:1122. Credit agreements to be in writingsection6:1122.1. Defenses to written credit agreementssection6:1123. Actions not considered agreementssection6:1124. No implied fiduciary obligationssection6:1125. §§1125 to 1127 Repealed by Acts 1981, No. 873, §4, eff. Oct. 1, 1981.section6:1131. Titlesection6:1132. Policy and purposessection6:1133. Administrationsection6:1134. Applicabilitysection6:1135. Federal deposit insurancesection6:1136. Powers; parity with other financial institutionssection6:1137. Definitionssection6:1138. General corporate powerssection6:1139. Specific powerssection6:1140. Status as an IRS qualified savings banks institutionsection6:1141. Regulatory powers; promulgation of rules and regulationssection6:1142. Safety deposit boxes and safekeepingsection6:1151. Definitionssection6:1152. Implementationsection6:1153. Oppressed shareholder's remediessection6:1161. Application for permit to organizesection6:1162. Content of application for permit to organizesection6:1163. Contents of articles of incorporationsection6:1164. Contents of bylawssection6:1165. Permit to organizesection6:1166. Temporary organization and capital subscriptionssection6:1167. Certificate of organization; issuance; refusalsection6:1168. REPEALED BY ACTS 1993, NO. 278, §1, EFF. JAN. 1, 1994.section6:1181. Memberssection6:1182. Annual and special meetingssection6:1183. Notice of meetingssection6:1184. Quorum of annual or special meetingssection6:1185. Votingsection6:1186. Record date for voting, dividend, and other purposessection6:1187. Proxiessection6:1188. Directorssection6:1189. Bonds of officers and directorssection6:1190. Conduct of directors and officerssection6:1191. Relation and liability of directors and officerssection6:1201. Minimum capital for incorporation or conversionsection6:1202. Types of capital; personal propertysection6:1203. Capital stock; naturesection6:1204. Capital stock; authorization of issuancesection6:1205. Who may hold capitalsection6:1206. Capital maintenancesection6:1207. Dividends; capital surplus requiredsection6:1208. Loans or discounts on capital stocksection6:1208.1. Applicability of statute, rules and regulationssection6:1221. Underwritingsection6:1222. Investment in loanssection6:1223. Other investmentssection6:1224. Calculation of interest; postpayments and prepaymentssection6:1225. General loan contract provisionssection6:1226. Modification agreementssection6:1227. Sale, assignment, and servicing of loans and contractssection6:1228. Purchase of real estate at judicial salesection6:1229. Immovable property; dealingssection6:1229.1. Applicability of rules and regulationssection6:1230. Purchases of real estate for office and rental purposessection6:1231. Usury law inapplicablesection6:1232. Prohibited loanssection6:1233. Effect of unauthorized investmentssection6:1234. Acknowledgmentssection6:1235. Loans to one borrowersection6:1236. Commissioner's regulationssection6:1237. Change in controlsection6:1251. Withdrawable accounts; general definitionssection6:1252. Prohibited activitiessection6:1253. Withdrawable accountssection6:1254. Issuance, delivery, and transfer of certificates and account bookssection6:1255. Joint account; trust account; payment on death accountsection6:1256. Effect of payment to minor or fiduciarysection6:1257. Payment on legal disability or death of holder in holder's own right of a withdrawable accountsection6:1258. Voluntary withdrawal of accountssection6:1259. Enforced retirement of withdrawable accountssection6:1260. Authorized chargessection6:1261. Withdrawable accounts subject to lienssection6:1262. Demand deposits; checking accountsection6:1263. Payment of interestsection6:1264. Holders of withdrawable accountssection6:1271. Amendment of articlessection6:1272. Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003.section6:1273. Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003.section6:1274. Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003.section6:1275. Effect upon existing articles and bylawssection6:1276. Merger; adoption of plansection6:1277. Merger; vote of approvalsection6:1278. Merger; commissioner's certificatesection6:1279. Effect of mergersection6:1280. Merger; commissioner's expensessection6:1281. Sale of assetssection6:1282. Procedure to effect sale of all assetssection6:1283. Authority to form a bridge chartersection6:1284. Conversion of an existing financial institution to a savings banksection6:1285. Emergency mergersection6:1286. Emergency sale of assetssection6:1301. Powers of commissionersection6:1302. Examinationsection6:1303. Examinerssection6:1304. Report of examinationsection6:1305. Failure to comply with commissioner's report of examination; publication of reportssection6:1306. Orders of the commissionersection6:1307. Recordkeeping and retention of records by a savings banksection6:1308. Disclosure of examination reports and other reportssection6:1309. Examination of data processing centerssection6:1310. Annual directors' examinationssection6:1311. Unsafe and unsound; orders of prohibition and removalsection6:1312. Cease and desist proceedingssection6:1313. Procedure upon the impairment of capitalsection6:1314. Administrative reviewsection6:1321. Conservatorships of savings bankssection6:1322. Involuntary liquidation proceduressection6:1331. Affirmative action to correct conditions resulting from violations of law, regulations, orders, or from practicessection6:1332. Cease and desist; books and recordssection6:1333. Removal and prohibition authoritysection6:1334. Industry-wide prohibitionsection6:1335. Institution-affiliated partysection6:1336. Civil money penaltiessection6:1337. Effect of termination or resignation of an institution-affiliated partysection6:1338. Unauthorized participation by convicted individualsection6:1339. Perjury; false statementssection6:1340. False advertisingsection6:1341. Prohibitive practices; additionalsection6:1351. Professional responsibilitysection6:1352. Professional liabilitysection6:1353. Officers and directorssection6:1354. Imposition of greater standards; liabilitysection6:1361. Short titlesection6:1362. Intent; scope; effectsection6:1363. Definitionssection6:1364. Compliance requiredsection6:1365. Lighting standardssection6:1366. Landscape and vegetation standardssection6:1367. Notice of customer safety informationsection6:1371. Legislative intentsection6:1372. Definitionssection6:1373. Noticessection6:1374. Delaying financial transactionssection6:1375. Applicability of other lawssection6:1376. Immunitysection6:1381. Short titlesection6:1382. Definitionssection6:1383. Applicabilitysection6:1384. Licensure; generalsection6:1385. Requirementssection6:1385.1. Approval of advanced change of control noticesection6:1385.2. Approval of advanced change of responsible individual noticesection6:1386. Required documents; surety bond; tangible net worthsection6:1386.1. Meeting tangible net worth requirementssection6:1386.2. Protection of resident assetssection6:1387. Issuance of license; appealsection6:1388. Renewal of license; procedure; denialsection6:1388.1. Quarterly financial reportssection6:1389. Virtual currency kiosks; maximum daily transaction limit; cancellation and refundsection6:1390. Transferabilitysection6:1391. Examinationssection6:1391.1. Books, records, and accountssection6:1391.2. Compliance policies and proceduressection6:1392. Enforcement power of the commissionersection6:1393. Violationssection6:1393.1. Required disclosuressection6:1394. Implementation; reporting requirementssection6:1395. Blockchain analyticssection6:1396. Anti-fraud policysection6:1397. Enhanced due diligence policysection6:1401. Definitionssection6:1402. Provision of virtual currency custody servicessection6:1411. Definitionssection6:1412. Duties of student loan servicerssection6:1413. Written inquiries and complaintssection6:1421. Definitionssection6:1422. Private education lender registrysection6:1423. Violationssection6:1424. Rules
Source: Louisiana State Legislature (legis.la.gov)URL: https://legis.la.gov/Legis/Laws_Toc.aspx?folder=75&level=ParentFetched: 10/20/2026