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Compliance with KRS 367.701 to 367.709 -- Applicability. (Effective January 1, 2027)

KRS 367.704
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367.704. Compliance with KRS 367.701 to 367.709 -- Applicability. (Effective January 1, 2027) (1) (a) Except as provided in paragraph (b) of this subsection, a vehicle financial protection product offered, sold, or given to a consumer in this state shall comply with KRS 367.701 to 367.709. (b) Paragraph (a) of this subsection shall not apply to any debt waiver offered by a state or federal bank or credit union in compliance with applicable state and federal law. (2) Notwithstanding any other law to the contrary, vehicle financial protection products issued before, on, or after January 1, 2027, shall not be considered insurance. (3) KRS 367.701 to 367.709 shall not apply to any vehicle financial protection product offered prior to January 1, 2027. Effective: January 1, 2027 History: Created 2026 Ky. Acts ch. 16, sec. 3, effective January 1, 2027. Legislative Research Commission Note (1/1/2027). 2026 Ky. Acts ch. 16, sec. 24, provides that this statute shall apply to vehicle financial protection products that become effective on or after January 1, 2027.
Source: Kentucky Legislative Research Commission (legislature.ky.gov)URL: https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=58233Fetched: 10/20/2026

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