Insurance.
Houston Code of Ordinances § 26-411
in effectSec. 26-411. - Insurance.
The valet parking service operator shall maintain insurance coverage continuously during the term of its permit, in each case in accordance with the terms of this section through insurance carriers that are authorized or eligible by the Texas Department of Insurance to do business in the State of Texas and, in the case of claims made coverage, for an additional two years thereafter. The insurance required by this section shall insure against the following risks in at least the following amounts:
Coverage | Limit of Liability
Commercial General Liability: Including Broad Form Coverage | Bodily Injury and Property Damage, Combined Single Limits of $500,000.00 Each Occurrence and $500,000.00 Annual Aggregate
Automobile Liability Insurance: Endorsed to Include Garage Keepers Legal Liability Including Comprehensive and Collision Coverage for Vehicle Storage and Coverage for Vehicle Driven by or at Direction of Permittee | $500,000.00 Combined Single Limit per Accident
OR
Garage Liability Insurance: Endorsed to Include Garage Keepers Legal Liability Insurance Including Comprehensive and Collision Coverage for Vehicle Storage and Coverage for Vehicle Driven by or at Direction of Permittee | $500,000.00 Combined Single Limit per Accident
The city shall be named as an additional insured on the commercial general liability and garage liability policies. Each policy must state that it may not be canceled, materially modified, or non-renewed unless the insurance company gives the director 30 days' advance written notice. Defense costs are outside the limit of liability. Aggregate limits are per 12-month policy period unless otherwise indicated. Proof of insurance required by this section shall be on the authorized form approved for this purpose by the director. A permit shall be automatically suspended without any requirement for action by the city or notice to the permittee for any period of time that any of the insurance required by this section is not in effect. In addition, the director may cause the permit to be revoked for cause for failure to maintain insurance pursuant to section 26-418 of this Code.
(Ord. No. 07-1111, § 2(Exh. A), 10-3-07)
Source: City of Houston, Code of Ordinances and City Charter (Municode Library, library.municode.com)URL: https://library.municode.com/tx/houston/codes/code_of_ordinances?nodeId=COOR_CH26PA_ARTVIIVAPASE_DIV3REOPVAPASE_S26-411INFetched: 10/26/2026