Insurance.
Houston Code of Ordinances § 25-112
in effectSec. 25-112. - Insurance.
(a) No final parade permit shall be issued by the MOSE director for a parade to include any number of animals, floats, or motorized vehicles unless the special event organizer has delivered to the MOSE director proof that the insurance required by this section has been obtained by the special event organizer. Proof of insurance required for a parade to include any number of animals, floats, or motorized vehicles shall be delivered to the MOSE director not less than ten business days before the proposed parade date.
(b) Any special event organizer who fails to provide the requisite proof of insurance not less than ten business days before the proposed parade date shall not be granted a final parade permit. Any conditional parade permit which may have been previously issued shall be revoked by operation of law.
(c) The proof of insurance required by this section for a parade to include any number of animals, floats or motorized vehicles not subject to state safety responsibility laws shall consist of a current policy of commercial general liability insurance to include designated premises of the parade route, staging area, and disbanding area. The policy shall bear an endorsement for the contractually assumed liability as set forth in item (8) of section 25-106 of this Code. The required policy shall name the city as an additional insured and be issued by a carrier authorized to transact business in Texas. Each policy shall contain an endorsement that the issuer waives any claim or right of subrogation to recover against the city, its officers, agents, or employees.
The insurance shall contain policy limits of not less than the following:
(1) Commercial general liability insurance with a minimum limit of:
a. For property damage, $1,000,000.00 for each occurrence; and
b. For bodily injury or death, $1,000,000.00 for each occurrence.
(2) Automobile liability insurance, covering all owned, hired and non-owned vehicles with a minimum limit of bodily injury and property damage of $1,000,000.00 combined single limit.
(d) The proof of insurance required by this section for a parade to include motorized vehicles subject to state safety responsibility laws may be in the form provided in subsection (c) or alternatively consist of proof of compliance with state safety responsibility laws for each vehicle.
(Ord. No. 2010-911, § 2(Exh. A), 12-1-2010)
Source: City of Houston, Code of Ordinances and City Charter (Municode Library, library.municode.com)URL: https://library.municode.com/tx/houston/codes/code_of_ordinances?nodeId=COOR_CH25SPEV_ARTIIIPA_S25-112INFetched: 10/26/2026