Living Donor Protection Act of 2021
KRS 304.12-087
in effect304.12-087. Living Donor Protection Act of 2021
(1) As used in this section:
(a) "Insurance coverage" means coverage under a disability insurance, life insurance, or long-term care insurance policy; and
(b) "Living donor" means an individual who: 1. Has donated all or part of an organ; and 2. Is not deceased.
(2) Notwithstanding any other provision of law, it shall be unlawful to:
(a) Limit or decline to issue or renew insurance coverage due solely to the status of an individual as a living donor;
(b) Preclude an insured from donating all or part of an organ as a condition of continuing to receive insurance coverage; or
(c) Otherwise discriminate in the offering, issuance, cancellation, amount of insurance coverage, price, or any other condition of insurance coverage provided under a policy, based solely and without any additional actuarial risks upon the status of an individual as a living donor.
Effective: June 29, 2021
History: Created 2021 Ky. Acts ch. 55, sec. 1, effective June 29, 2021. Legislative Research Commission Note (6/29/2021). 2021 Ky. Acts ch. 55, sec. 3 provides that this statute applies to insurance policies issued, renewed, or declined on or after June 29, 2021.
Source: Kentucky Legislative Research Commission (legislature.ky.gov)URL: https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=51012Fetched: 10/20/2026