Insurer liable for acts of its agents and adjusters
KRS 304.9-035
in effect304.9-035. Insurer liable for acts of its agents and adjusters
(1) Any insurer shall be liable for the acts of its agents and adjusters when the agents or adjusters are acting:
(a) In their capacity as representatives of the insurer; and
(b) Within the scope of their authority.
(2) Licensed individuals designated by a business entity to exercise the business entity's:
(a) Agent license shall be deemed agents of an insurer if the business entity holds an appointment from the insurer; and
(b) Adjuster license on behalf of an insurer shall be deemed an adjuster of the insurer.
Effective: July 15, 2026
History: Amended 2026 Ky. Acts ch. 45, sec. 8, effective July 15, 2026. -- Amended 2002 Ky. Acts ch. 273, sec. 6, effective July 15, 2002. -- Amended 2000 Ky. Acts ch. 393, sec. 3, effective July 14, 2000. -- Created 1982 Ky. Acts ch. 400, sec. 2, effective July 15, 1982.
Source: Kentucky Legislative Research Commission (legislature.ky.gov)URL: https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=57324Fetched: 10/20/2026
