Applicant's liability insurance.
Houston Code of Ordinances § 31-28
in effectSec. 31-28. - Applicant's liability insurance.
(a) No permit shall be issued under this article until the applicant has filed with the building official a memorandum copy or certificate of a policy of public liability and property damage insurance, issued by an insurance company authorized to do business in the state, to be approved by the city attorney, the amount of which policy for liability for bodily injury or death of one person shall not be less than $100,000.00, and for any one accident, not less than $300,000.00, and the amount of such policy for damage to property of others shall not be less than $100,000.00. The terms and conditions of such policy covering such operations are to be such as to insure persons against loss by liability imposed by law by reason of any accidental personal injury or death to any person other than the insured or his employees, or by reason of any such loss or damage to property of any person other than the insured or his employees. Each policy of insurance shall contain a provision obligating the insurer to give the city council written notice of cancellation not less than 15 days prior to the date of cancellation. The applicant shall, upon request of the building official, submit the original or a certified copy of any policy for inspection at any time.
(b) Irrespective of the requirements as to insurance to be carried, the insolvency, bankruptcy or failure of any insurance company carrying insurance for any applicant or permittee hereunder, or the failure of any such company to pay claims accruing shall not be held to waive any of the provisions of this chapter. The applicant shall pay promptly all premiums for such insurance in strict accordance with his obligations to his carrier and maintain the above described coverage in full effect so long as the permit is valid and alive.
(c) Failure to keep such policy in full force and effect, in accordance with the terms hereof, shall be unlawful.
(Code 1968, § 30-27; Ord. No. 90-635, § 67, 5-23-90)
Source: City of Houston, Code of Ordinances and City Charter (Municode Library, library.municode.com)URL: https://library.municode.com/tx/houston/codes/code_of_ordinances?nodeId=COOR_CH31OIGAWE_ARTIIPE_S31-28APLIINFetched: 10/26/2026