Insurance requirements.

Denver Revised Municipal Code § 17-33

in effect

Sec. 17-33. - Insurance requirements. No license for an emergency medical vehicle service shall be issued or remain in effect unless the licensee shall maintain in force, and on file with the manager of licensing and consumer protection, sufficient evidence of a public liability and property damage insurance policy covering operation of the business, equipment and emergency medical vehicles of the licensee, for bodily injury, including death. Each emergency medical vehicle service shall maintain insurance coverage for each and every emergency medical vehicle owned, operated or leased by the emergency medical vehicle service, providing coverage for injury to or death of persons in accidents resulting from any cause for which the owner of the vehicle would be liable on account of any liability imposed on him or her by law, regardless of whether the emergency medical vehicle was being driven by the owner, his or her agent or lessee, or any other person, and coverage as against damage to the property of another, including personal property, under like circumstances, in the following amounts: a. Statutory Worker's Compensation Insurance; ..... b. Public Liability and Property Damage Bodily Injury ..... Each Person .....$500,000.00 Each Accident .....$500,000.00 Property Damage Each Accident .....$500,000.00 c. Professional Liability Coverage ..... Each Person .....$500,000.00 Each Accident .....$1,000,000.00 Every insurance policy required shall contain a provision for continuing liability thereunder to the full amount thereof, notwithstanding any recovery thereon, that the liability of the insured shall not be affected by the insolvency or bankruptcy of the insured, and that until a policy is revoked, the insurance company will not be relieved from liability on account of nonpayment of premiums, failure to renew license at the end of the year, or any act or omission of the named insured. At any time said insurance is required to be renewed, proof of renewal shall be provided to the manager of licensing and consumer protection. The motor vehicle insurance shall be a complying policy as defined in Section 10-4-703, C.R.S., as amended. A certificate of insurance, with the city named on the certificate holder's copy, shall indicate the vehicles covered by the policy, type of insurance (vehicle and professional liability, etc.), policy number(s), policy effective date, policy expiration date, amount of coverage, and contain a provision that thirty (30) days prior written notice of any material change, cancellation, termination or revocation of said insurance policy shall be given to the city's manager of licensing and consumer protection. Any changes in the status of vehicles listed on the certificate of insurance during the licensing cycle shall be noted on a new certificate of insurance and forwarded to the manager of licensing and consumer protection within thirty (30) days of the changes. Notification of any changes in insurance shall be made in writing within thirty (30) days of such changes to the manager of licensing and consumer protection by the Licensee, to be followed with a certificate of insurance as outlined in previous paragraphs. The manager or manager of licensing and consumer protection may require additional proof of insurance at any time as needed in order to promote health, safety, and welfare of residents of the city. (Code 1950, § 971.3-7; Ord. No. 475-97, § 10, 7-21-97; Ord. No. 427-18, § 10, 6-11-18; Ord. No. 1003-25, § 9, 7-28-25)

Source: City and County of Denver, Revised Municipal Code and Charter (Municode Library, library.municode.com)URL: https://library.municode.com/co/denver/codes/code_of_ordinances?nodeId=TITIIREMUCO_CH17MEVESETRSE_ARTIIMEVESE_DIV2LI_S17-33INREFetched: 10/27/2026