Certain abilities of insurance companies preserved.
Utah Code § 13-48a-303
in effect13-48a-303. Certain abilities of insurance companies preserved.
(1)
(a) A motor vehicle liability insurance policy may exclude coverage and a duty to defend or indemnify with respect to a claim arising during a motor vehicle's use as a shared vehicle, based on the motor vehicle's use as a shared vehicle.
(b) Coverage that may be excluded as provided in Subsection (1) includes coverage for:
(i) bodily injury or property damage suffered by a third party;
(ii) a claim covered by uninsured motorist coverage described in Section 31A-22-305;
(iii) a claim covered by underinsured motorist coverage described in Section 31A-22-305.5;
(iv) a claim covered by personal injury protection coverage and benefits described in Section 31A-22-307;
(v) a claim for medical payments;
(vi) a claim for comprehensive physical damage; and
(vii) a claim for collision physical damage.
(2) Nothing in this chapter invalidates, limits, or restricts the ability of an insurance company under other applicable law to:
(a) underwrite an insurance policy; or
(b) cancel or fail to renew an insurance policy.
(3) Nothing in this chapter invalidates or limits a provision in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use, that excludes coverage for a motor vehicle made available for rent, sharing, hire, or any business use.
Enacted by Chapter 361, 2023 General Session
Source: Utah Office of Legislative Research and General Counsel (le.utah.gov)URL: https://le.utah.gov/xcode/Title13/Chapter48A/13-48a-S303.html?v=C13-48a-S303_2023050320230701Fetched: 10/26/2026