Rating tiers.
Utah Code § 31A-19a-214
in effect31A-19a-214. Rating tiers.
(1) An insurer may file with the commissioner a rate filing that provides for a program with more than one rate level in the same company or group of companies if:
(a) the program is based, to the extent feasible, upon mutually exclusive underwriting rules per tier;
(b) the underwriting rules are based on clear, objective criteria that would lead to a logical distinguishing of potential risk; and
(c) in filing to establish tiers, the insurer provides supporting information that evidences a clear distinction between the expected losses and expenses for each tier.
(2) A rating tier may not be continued if premium, loss, and expense data fail to show a continued clear distinction between the tiers.
Enacted by Chapter 130, 1999 General Session
Source: Utah Office of Legislative Research and General Counsel (le.utah.gov)URL: https://le.utah.gov/xcode/Title31A/Chapter19A/31A-19a-S214.html?v=C31A-19a-S214_1800010118000101Fetched: 10/26/2026