For AI agents: read the machine-readable documentation index at /llms.txt or the single-file full reference at /llms-full.txt.
Form a Business

Certificate of approval required

M.G.L. c. 40M, § 3
in effect
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c. 40M, § 3. Certificate of approval required Section 3. No person, association or other entity shall act as a public employer self-insurance group unless it has been issued a certificate of approval by the commissioner.
Source: Massachusetts General Court (malegislature.gov)URL: https://malegislature.gov/Laws/GeneralLaws/PartI/TitleVII/Chapter40M/Section3Fetched: 10/20/2026

Starting a business in Massachusetts? Massachusetts LLC guide: costs and requirements