Insurance requirements.
Oklahoma City Municipal Code § 56-216
in effect§ 56-216. - Insurance requirements.
(a) It shall be unlawful to operate a carriage business in the City unless there is on file, with the Police Department's Permits and IDs Unit, proof of financial responsibility as defined by the laws of the State of Oklahoma certifying that there is in effect a policy of liability insurance insuring the carriage business, its agents and employees, while in the performance of their duties, against loss from any liability imposed by law for damages including damages for care and loss of services because of bodily injury to or death of any person arising out of the ownership, use or operation of such carriage or carriages, subject to minimum limits, exclusive of interest and cost, with respect to each such carriage driver as follows:
(1) General liability.
(a) $1,000,000.00 each occurrence;
(b) $100,000.00 fire damage;
(c) $1,000,000.00 personal and advertising injury;
(d) $2,000,000.00 general aggregate;
(e) $1,000,000.00 products-comp/op agg.
(b) The carriage company must provide proof of insurance to the Police Department's Permits and IDs Unit each January for the coming year. The carriage company shall immediately notify the Vehicle for Hire Inspector of any additions or deletions from the coverage.
(Ord. No. 24120, § 3, 8-17-10; Ord. No. 26994, § 4, 1-4-22)
Source: City of Oklahoma City, Municipal Code and City Charter (Municode Library, library.municode.com)URL: https://library.municode.com/ok/oklahoma_city/codes/code_of_ordinances?nodeId=OKMUCO2020_CH56VEHIOTTRSE_ARTIICA_S56-216INREFetched: 10/28/2026
