§ 6.78.070 — Insurance required

6.78.070 - Insurance required.

A. Before any certificate shall be issued by the commission director, or before the renewal of such certificate shall be granted, the applicant or association shall be required to file with its application an insurance policy and/or certificate of insurance with the MTLC director evidencing insurance coverage as required in this section. B. Insurance coverage as provided in subsection (A) of this section means: 1. Holders of certificates of public convenience and necessity shall maintain commercial general (public) liability insurance, inclusive of contractual liability, in a minimum amount as determined by the MTLC in consultation with the Metropolitan Government Insurance and Claims Manager written on an occurrence basis. This insurance shall be issued by an insurance company qualified to do business in the state and naming the metropolitan government as an additional insured. 2. Such holders shall also maintain commercial automobile liability insurance that shall afford protection to any third-party sustaining injury or damage as a result of the negligent operation of any seated sightseeing or other motor vehicle affiliated with the company in minimum amounts and under such coverages as determined by the MTLC in consultation with the Metropolitan Government Insurance and Claims Manager. These policies shall be issued by an insurance company qualified to do business in the state and naming the metropolitan government as an additional insured. These policies shall provide for the minimum coverage amounts (set as described above) to apply to each seated sightseeing vehicle for liability imposed by law for damages on account of bodily injuries, death or personal damages, other than injuries, death or property damages of the company or driver, in any one accident resulting from the ownership, maintenance or use of such seated sightseeing vehicle. The certificate of insurance shall also list the serial number or identification number of each seated sightseeing vehicle that is insured. 3. Any insurance policy issued in compliance with this article shall remain in place at least through the length of the licensing, and for any seated sightseeing vehicle insured thereunder such policies shall expressly provide that they may not be canceled, except after thirty days written notice to the commission director. C. The operation of any seated sightseeing vehicle within the metropolitan area without having in force the public liability insurance policy as outlined in this section is hereby declared to be a material violation of this article, subjecting the owner and/or certificate holder to all applicable penalties provided in this article and this chapter. D. Any changes in insurance must be reported to the commission immediately.

(Ord. BL2025-954 § 2, 2025)