Liability insurance.
Minneapolis Code of Ordinances § 486.290
in effect486.290. - Liability insurance.
(a) No permit shall be issued until a policy of insurance for public liability in the sum of not less than one hundred thousand dollars ($100,000.00) and three hundred thousand dollars ($300,000.00) for personal injury, and in the sum of fifty thousand dollars ($50,000.00) and one hundred thousand dollars ($100,000.00) for property damage, written by a company authorized to do business in the State of Minnesota, and approved as to form and execution by the city attorney, shall have been filed with the city engineer. Such policy shall contain provisions to indemnify and insure the city against damage to streets, alleys, public grounds or public structures, and shall provide that no cancellation of such insurance policy shall become effective until after ten (10) days' written notice to the city.
(b) The applicant may file in lieu of such insurance policy a certificate of insurance issued by an insurance company authorized to do business in the State of Minnesota, showing the existence in force of a policy or policies of insurance conforming to the requirements set forth herein. Such certificate shall clearly set forth the name of the insurance carrier, the policy number, a description of the coverages, the limits of liability, period of coverage and such other requirements as set forth herein. There shall be attached to such certificate of insurance an endorsement which shall also be made part of the policy, and shall be in the form made and provided by the city engineer and currently approved by the city attorney; and which endorsement shall describe and refer specifically to the insurance requirements set forth herein and shall state that the policy of insurance is intended to comply with such insurance requirements. The city engineer shall examine and shall accept or reject any such certificates in its discretion notwithstanding any other requirement for approval by the city attorney of the insurance policy. (Code 1960, As Amend., § 416.190; Ord. of 6-29-73, § 1)
Source: City of Minneapolis, Minnesota, Code of Ordinances, City Charter and Park and Recreation Board Code of Ordinances (Municode Library, library.municode.com)URL: https://library.municode.com/mn/minneapolis/codes/code_of_ordinances?nodeId=MICOOR_TIT18TRCO_CH486VESIWELO_ARTIIISPPE_486.290LIINFetched: 11/2/2026