Security interest unperfected before July 1, 2024.
Iowa Code § 554.15303
in effect554.15303. Security interest unperfected before July 1, 2024.
A security interest that is enforceable immediately before July 1, 2024, but is unperfected at that time:
1. remains an enforceable security interest until July 1, 2025;
2. remains enforceable thereafter if the security interest becomes enforceable under section 554.9203, as amended by 2024 Iowa Acts, ch. 1023, on July 1, 2024, or before July 1, 2025; and
3. becomes perfected:
a. without further action, on July 1, 2024, if the requirements for perfection under 2024 Iowa Acts, ch. 1023, are satisfied before or at that time; or
b. when the requirements for perfection are satisfied if the requirements are satisfied after that time.
2024 Acts, ch 1023, §129
Source: Iowa Legislature (legis.iowa.gov)URL: https://www.legis.iowa.gov/docs/code/2026/554.15303.pdfFetched: 10/20/2026