Insurance; indemnity.
Biloxi Code of Ordinances § 12-4-15
in effectSec. 12-4-15. - Insurance; indemnity.
(a) The applicant/sponsor of an event or any business or landowner permitting the use of their venue or property for an event must possess or obtain public liability insurance to protect against loss from liability imposed by law for damages on account of bodily injury and property damage arising from the event. Such insurance shall name on the policy or by endorsement as additional insureds the city, its officers, employees and agents. Insurance coverage must be maintained for the duration of the event. Coverage shall be comprehensive general liability insurance policy with the following minimum limits:
(1) $250,000.00 each person—Bodily injury; $500,000.00 each occurrence—Bodily injury; $100,000.00 each occurrence—Property damage; or
(2) $500,000.00 each occurrence combined single limit bodily injury and property damage.
(b) A copy of the policy or certificate of insurance along with all necessary endorsements must be filed with the permit issuing authority no less than 14 days before the date of the event. A special event permit shall not be issued by the permit issuing authority until after the insurance policy or certificate of insurance, along with necessary endorsements, have been filed by the applicant/sponsor.
(c) The insurance requirements of subsections (a) and (b) above shall not apply to any special event classified as a tier 4 or tier 5 special event. Nothing herein shall waive the requirement to complete the indemnification agreement as required by section 12-4-14.
(Ord. No. 2532, § 1, 10-24-23)
Source: City of Biloxi, Mississippi, Code of Ordinances and Land Development Ordinance (Municode Library, library.municode.com)URL: https://library.municode.com/ms/biloxi/codes/code_of_ordinances?nodeId=COOR_CH12LIBURE_ARTIVSPEVOR_S12-4-15ININFetched: 11/1/2026
