Security interest perfected upon attachment.
Miss. Code Ann. § 75-9-309
in effectThe following security interests are perfected when they attach:
A purchase-money security interest in consumer goods, except as otherwise provided in Section 75-9-311(b) with respect to consumer goods that are subject to a statute or treaty described in Section 75-9-311(a); An assignment of accounts or payment intangibles which does not by itself or in conjunction with other assignments to the same assignee transfer a significant part of the assignor’s outstanding accounts or payment intangibles; A sale of a payment intangible; A sale of a promissory note; A security interest created by the assignment of a health-care-insurance receivable to the provider of the health-care goods or services; A security interest arising under Section 75-2-401, 75-2-505, 75-2-711(3), or 75-2A-508(5), until the debtor obtains possession of the collateral; A security interest of a collecting bank arising under Section 75-4-210; A security interest of an issuer or nominated person arising under Section 75-5-118; A security interest arising in the delivery of a financial asset under Section 75-9-206(c); A security interest in investment property created by a broker or securities intermediary; A security interest in a commodity contract or a commodity account created by a commodity intermediary; An assignment for the benefit of all creditors of the transferor and subsequent transfers by the assignee thereunder; A security interest created by an assignment of a beneficial interest in a decedent’s estate; and A sale by an individual of an account that is a right to payment of winnings in a lottery or other game of chance.
Source: Public.Resource.Org MS CodeURL: https://unicourt.github.io/cic-code-ms/transforms/ms/ocms/r78/gov.ms.code.title.75.htmlFetched: 6/9/2026