Liability insurance.

Biloxi Code of Ordinances § 12-8-9

in effect

Sec. 12-8-9. - Liability insurance. (a) Required; coverage. (1) Private security service. No license shall be issued under this article to a private security service unless there is in full force and effect a liability insurance policy in the amount of $300,000.00 as combined single limit coverage for bodily injury and property damage resulting from any one incident. The policy shall inure to the benefit of any party who shall be injured or who shall sustain damage to property proximately caused by the negligence or wrongful conduct of a licensee, or his servants or agents. The policy, or proof thereof, shall be filed with the department of public safety. The policy shall be issued by an insurance company authorized to do business in this state. (2) Private security guards. No license shall be issued to any private security guard where that individual is not employed by a private security service unless there is in full force and effect a liability insurance policy in the amount of $20,000.00 as combined single limit coverage for bodily injury and property damage resulting from any one incident. The policy shall inure to the benefit of any party who shall be injured or who shall sustain damage to property proximately caused by the negligence or wrongful conduct of a licensee or his servants or agents. The policy, or proof thereof, shall be filed with the department of public safety. The policy shall be issued by an insurance company authorized to do business in this state. (b) Notice of cancellation. The insurance policy, or proof thereof, filed with the department of public safety as required by this section shall contain a provision or endorsement to the effect that the policy will not be canceled for any cause by either party thereto unless and until 30 days' written notice is given to the chief of police and that such 30-day notice, when given, shall commence to run from the date notice is actually received at the office of the chief of police. (c) Failure to maintain insurance. Failure of any private security service, or private security guard when that individual is not employed by a private security service, to have liability insurance in force is cause for revocation and cancellation of the license issued under the terms of this article. (Code 1959, § 11A-9-21; Ord. No. 1585, § 1, 4-30-90)

Source: City of Biloxi, Mississippi, Code of Ordinances and Land Development Ordinance (Municode Library, library.municode.com)URL: https://library.municode.com/ms/biloxi/codes/code_of_ordinances?nodeId=COOR_CH12LIBURE_ARTVIIIPRSESE_S12-8-9LIINFetched: 11/1/2026