Insurance.

Southaven Code of Ordinances § 8-149

in effect

Sec. 8-149. - Insurance. (a) The applicant/sponsoring organization of an event must possess or obtain public liability insurance to protect against loss from liability imposed by law for damages on account of bodily injury and property damage arising from the event. Such insurance shall name on the policy or by endorsement as additional insureds the city, its officers, employees and agents. Insurance coverage must be maintained for the duration of the event. Coverage shall be a comprehensive general liability insurance policy with the following minimum limits: (1) Two hundred fifty thousand dollars ($250,000.00) each person-bodily injury; five hundred thousand dollars ($500,000.00) each occurrence-bodily injury; one hundred thousand dollars ($100,000.00) each occurrence-Property damage; or (2) Five hundred thousand dollars ($500,000.00) each occurrence combined single limit bodily injury and property damage. (b) A copy of the policy or certificate of insurance along with all necessary endorsements must be filed with the special events coordinator no less than five (5) days before the date of the event, unless the special events coordinator for good cause waives the filing deadline. The special event permit shall not be issued by the special events coordinator until after the insurance policy or certificate of insurance, along with necessary endorsements, have been filed by the applicant/sponsor and approved by the special events coordinator. (c) The insurance requirements of subsections (a) and (b) above shall not apply to any special event classified as a class D special event. Nothing herein shall waive the requirement to complete the indemnification agreement as required by section 8-148. (d) The insurance requirements of subsections (a) and (b) above may be waived by the special events committee for non-athletic events, if the applicant or officer of the sponsoring organization signs a verified statement that he believes the event's purpose is First Amendment expression, and that he has determined that the cost of obtaining insurance is so financially burdensome that it would constitute an unreasonable burden on the right of First Amendment expression. The statement shall include the name and address of one (1) insurance agent or other source for insurance coverage contacted to determine insurance premium rates for insurance coverage. The committee shall review such statement before any determination regarding waiver of insurance. Nothing herein shall waive the requirement to complete the indemnification agreement as required by section 8-148. (Res. of 9-17-24(2))

Source: City of Southaven, Mississippi, Code of Ordinances (Municode Library, library.municode.com)URL: https://library.municode.com/ms/southaven/codes/code_of_ordinances?nodeId=CO_TITVIIILIMIBURE_CH6SPEV_S8-149INFetched: 11/1/2026