Assignment of earnings

Wis. Stat. § 422.404
in effect
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(1) No merchant shall take or arrange for an assignment of earnings of the customer for payment or as security for payment of an obligation arising out of a consumer transaction unless such assignment is revocable at will by the customer. (2) A revocable assignment of earnings made as payment or as security for payment of an obligation arising out of a consumer credit transaction, which would otherwise expire under s. 241.09, shall be deemed to be renewed for a term not to exceed 6 months if: (a) The original authorization contained a conspicuous notice of the customer’s right to revoke; (b) Prior to expiration, the merchant mails a notice to the customer which conspicuously states that the assignment of earnings is revocable, and that it shall continue to run for not more than 6 additional months, unless the merchant receives notice of revocation; and (c) The customer does not revoke the assignment. (3) A violation of this section is subject to s. 425.304.
Source: WI Statutes (Official Site)URL: https://docs.legis.wisconsin.gov/document/statutes/422.404Fetched: 10/7/2026